Gavop shows you how to buy homeowners insurance in Grover Beach, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Grover Beach, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Aster St, Tamera Dr, Casitas St, Smith Ave, Dolphin Ave, Strand Way, Mentone Ave, York Ave, 20th St, Tobago St | $202,500 | $160,000 | $200,000-$250,000 | $298,500 | $240,000 | $250,000-$300,000 |
| Cll Tres, Barka St, Pacific Blvd, Security Ct, Hiawatha Ln, Jalama Ct, la Jolla Ct, 21st St Ct, Ritchie Ct, Manhattan Ave | $240,000 | $210,000 | $250,000-$300,000 | $243,500 | $220,000 | $250,000-$300,000 |
| Cabrillo Ct, Uno, Beckett Pl, Tranquil Ct, S 8th St, Atlantic City Ave, St Nicks Pl, Ocean St, Farroll Rd, Estuary Way | $109,500 | $100,000 | $75,000-$100,000 | $189,000 | $160,000 | $150,000-$175,000 |
| 20th Ct, Highland Way, Via del Norte, Stinson Ct, Longbranch Ave, Honolulu St, Seabright Ave, Mentone Ave, Bolinas Ct, Cove Ct | $104,000 | $80,000 | $75,000-$100,000 | $177,500 | $140,000 | $150,000-$175,000 |
| N 16th St, Rockaway Ave, Entrada, McCarthy Ave, Todos Santos Ct, Delta St, Jennifer Ct, Via del Centro, Alma Ct, Norswing Dr | $109,000 | $90,000 | $75,000-$100,000 | $197,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $782 |
| Superior Protection Discount | -$93 | $838 |
| Fire & Security Discount | -$84 | $848 |
| Hail Resistant Roof Discount | -$28 | $903 |
| Newly Constructed Home Discount | -$261 | $671 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Luis Obispo County | $2,500 | $1,460 | $3,960 | $1,061 | $3,561 | $399 |
| Grover Beach, CA | $2,500 | $920 | $3,420 | $669 | $3,169 | $251 |
| Oceano, CA | $200 | $744 | $944 | $540 | $740 | $203 |
| Avilla Beach, CA | $1,500 | $2,029 | $3,529 | $1,475 | $2,975 | $555 |
| San Luis Obispo, CA | $300 | $1,211 | $1,511 | $880 | $1,180 | $331 |
| Nipomo, CA | $2,500 | $910 | $3,410 | $662 | $3,162 | $249 |
| Casmalia, CA | $400 | $604 | $1,004 | $439 | $839 | $165 |
| El Paso de, CA | $200 | $780 | $980 | $567 | $767 | $213 |
| Shandon, CA | $2,000 | $736 | $2,736 | $535 | $2,535 | $201 |
| Solvang, CA | $300 | $1,046 | $1,346 | $760 | $1,060 | $286 |
| Home Insurance Company Grover Beach, CA | Homeowners Insurance Agency Grover Beach, CA | Address | Popularity Score | Distance from Grover Beach (miles) |
|---|---|---|---|---|
| Travelers | E C Loomis & Son Insurance Assoc | 220 Traffic Way, Arroyo Grande, CA, 93420 | 2.4 | |
| Travelers | E C Loomis & Son Insurance Assoc | 220 Traffic Way Arroyo Grande, Arroyo Grande, CA, 93420 | 2.4 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 17.1 | |
| Farmers | Sue Hubbard | 7730 Morro Rd Ste 206, Atascadero, CA, 93422 | 24.6 | |
| State Farm | Rob Railsback | 340 James Way Ste 230, Pismo Beach, CA, 93449-2880 | 1.2 | |
| Travelers | David Tennant | 1303 E Grand Ave Suite 111, Arroyo Grande, CA, 93420 | 0.9 | |
| State Farm | Nancy Boster | 1100 S Broadway, Santa Maria, CA, 93454-6608 | 16.2 | |
| Farmers | Breven Baima | 1750 El Camino Real Ste D, Grover Beach, CA, 93433 | 0.9 | |
| Allstate | Cindy Longstreth | 800 S Broadway Ste 101, Santa Maria, CA, 93454 | 16.0 | |
| State Farm | Ed Kertis | 722 E Main St Ste 111, Santa Maria, CA, 93454-4597 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Grover Beach, CA | $446,800 | $931 | $690 | $1,270 | $580 |
| Oceano, CA | $340,100 | $753 | $560 | $1,020 | $460 |
| Avilla Beach, CA | $742,100 | $2,054 | $1,520 | $2,790 | $1,270 |
| San Luis Obispo, CA | $633,100 | $1,226 | $910 | $1,670 | $760 |
| Nipomo, CA | $444,300 | $921 | $680 | $1,250 | $570 |
| Casmalia, CA | $169,000 | $611 | $450 | $830 | $380 |
| El Paso de, CA | $404,700 | $790 | $580 | $1,070 | $490 |
| Shandon, CA | $267,000 | $745 | $550 | $1,010 | $460 |
| Solvang, CA | $689,700 | $1,058 | $780 | $1,440 | $660 |