How Can I Make My Vallejo, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Vallejo, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Vallejo, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $99,500 $90,000 $75,000-$100,000
2 Bedroom $246,000 $210,000 $200,000-$250,000
3 Bedroom $345,500 $300,000 $250,000-$300,000
4 Bedroom $440,000 $410,000 $400,000-$500,000
5 Bedroom $644,000 $600,000 $700,000-$800,000

Estimate your Savings with Home Insurance Discounts in Vallejo, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$153 $698
Superior Protection Discount -$77 $775
Fire & Security Discount -$85 $766
Hail Resistant Roof Discount -$26 $826
Newly Constructed Home Discount -$179 $673

Choose your Vallejo, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,440
Hail Damage $4,476
Wind Damage $6,114
Expensive Claims
Fire $45,570
Smoke $16,887

Identify Top Home Insurance Agents near Vallejo, CA | Back to Top

Home Insurance Company Vallejo, CA Homeowners Insurance Agency Vallejo, CA Address Popularity Score Distance from Vallejo (miles)
State Farm Jill Cash 2809 Telegraph Ave, Berkeley, CA, 94705-1166
17.0
Farmers Denise Ibsen 194 W Main St Ste 100, Woodland, CA, 95695
45.9
Farmers Gustavo Padilla 4381 Broadway St Ste 105, American Canyon, CA, 94503
6.0
State Farm Frank Sanchez 5301 Claremont Ave, Oakland, CA, 94618-1034
18.3
Travelers Brady-Harbord-Payne 3608 Grand Avenue, Suite 2, Oakland, CA, 94610
19.9
State Farm Geoffrey Lavitoria 1327 Sycamore Ave, Hercules, CA, 94547-5489
6.9
State Farm Dave Dacus 2950 Buskirk Ave Ste 212, Walnut Creek, CA, 94597-8803
14.8
Farmers John Facey 3433 Broadway St Ste B4, American Canyon, CA, 94503
5.0
Travelers Larry Fu Insurance Agency 355 Grand Ave Ste A, Oakland, CA, 94610
20.4
State Farm Gigi Horton 4775 Mangels Blvd, Fairfield, CA, 94534-4175
9.4

Compare Rates for Vallejo, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Solano County, CA $342,000 $865 $640 $1,180 $540
Vallejo, CA $332,900 $852 $630 $1,160 $530
Martinez, CA $505,400 $1,366 $1,010 $1,860 $850
San Rafael, CA $818,300 $1,492 $1,100 $2,030 $930
Walnut Creek, CA $704,900 $1,332 $990 $1,810 $820
Pittsburg, CA $324,500 $831 $620 $1,130 $510
Moraga, CA $1,035,000 $944 $700 $1,280 $580
Alto, CA $1,701,900 $566 $420 $770 $350
San Geronimo, CA $854,700 $2,281 $1,690 $3,100 $1,410
St. Helena, CA $926,900 $940 $700 $1,280 $580
Thornton, CA $319,100 $710 $530 $970 $440

Research Home Insurance Companies Reviews in Vallejo, CA Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: January 08, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
they offer a rate deduction if i keep my insurance clean and do not make any claims also they offer discounts for having multiple insurance policies with them


Date: September 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
the customer service is very great. by far the best thing is the call wait time is always low. so I am able to talk to them within 5 mins of calling

Date: September 12, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
covers other structures on your property (barn, shed, fence), your belongings (furniture, clothes, electronics), lawsuits, and even temporary living expenses during home repairs.


Date: September 01, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
progressive mobile site by far has been the best ease of use to me over other insurance apps. everything is straight to the point and laid out

Date: August 28, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
again the customer service is very great. by far the best thing is the call wait time is always low. so I am able to talk to them within 5 mins of calling

Date: August 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have been with my current insurance company for many years and I have received discounts as a long-time customer. I also like how they work with me as I combine both my home and auto insurance. I have moved several times over the last 20 years and they have always made sure that I had the best price depending upon the state that I was living in at the time.

Date: August 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like both the website and mobile app for my insurance company. The website is very easy to navigate and offers me the information I need. If I can't find something, they offer chat services as well as proving a phone number that connects me with one of their representatives. I like the ability to access information about my insurance policy on my mobile device as well. This would definitely come in handy if I was unfortunate enough to be in an auto accident.

Date: June 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
Any time I had to contact someone for anything, they took the time to listen to me and not push some service or coverage that I was not interested in purchasing.

Date: May 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Every representative that I had contact with over the years has been exceptionally helpful and courteous. They listened to my situations and were able to put together a policy package that worked for me.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
the other companies didn't offer coverage to other dwellings such as my shed. they also didn't cover stay will my home was being repaired

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My policy covers all furniture, laptops, tablets, phones, clothing, central air, hot water heater, stove, refrigerator, dishwasher, garbage disposal, and printer.


Horace Mann Educators Corporation Home Insurance Reviews

Date: August 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service of this company is kept at a minimum. I dislike that I am constantly being placed on hold every time I have a question and I get roundabout responses.

Date: August 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Covered due to Fire, lightning strikes, Hail, and windstorms. Basically anything natural disaster-related. We also have a coverage package for our HVAC unit


Date: August 02, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
I think my premium is fairly priced given all that is covered under my home insurance policy. I think compared to others, it is somewhere in the middle of the pack.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
Somethings I enjoyed about the company's website is the information is easy to find. Something I dislike is because it's a small company, there is no mobile app.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I dislike the lack of communication my home insurance company gives me. I think there is a lack of communication starting with upper management which stems down to the customer service representatives.

State Farm Home Insurance Reviews

Date: December 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have not have much interaction with customer service, I use the same company for other items i have insured and they are polite and fast and have been quick when it comes to resolving any issues I have.

Date: October 26, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I am extremely satisfied with my insurance provided customer service. During a bad rain storm the winds blew some of the shingles on the house and the roof started leaking in our den.

Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
State Farm offers that other companies do not. When I was calling around, I got many bundling quotes and State Farm ended up having the best quote.


Date: January 21, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I am a fan of State Farm's customer service. I like having my local agent and local office I can call or stop in to with questions anytime I want. It's way better than having to call an 800 number and talk to someone you can't understand from Lord knows where to try to get them to help you.

Date: December 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I would rate State Farm a 5. My agent is always so responsive and always helpful. I have never had a claim, so I can't say for sure on the service of the claims departments. However, I do believe if I had an issue, my agent would jump right in.

GEICO Home Insurance Reviews

Date: October 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
They were very attentive and catered to most of my needs as a customer

Date: October 11, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I have renters insurance through geico. I have luckily not needed to use it, but the plan is very inexpensive at around $11/month and reasonably comprehensive with what is covered.

Date: September 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
On the deductible thankfully i have never had any expenses since most of the claims are Minor and due to accidents that someone else caused.

Liberty Mutual Home Insurance Reviews

Date: December 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My insurance company offers lower monthly payments due to an increased deductible. The prices however are actually more fair than the competitors in the area.

Allstate Home Insurance Reviews

Date: November 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
we like our company app. it is easy to move around and find what we need. we can pay or change our policy with just a click of a button.

Stillwater insurance Group Home Insurance Reviews

Date: November 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I honestly have not had any interactions with my home insurance company since I bought my house last year. They were easy to work with when I was setting things up, but I haven't had to make a claim or anything, so from my perspective, I put money in escrow each month, it gets disbursed yearly, and everyone is just fine.

Farmer's Insurance Home Insurance Reviews

Date: February 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Compared to a previous unnamed company I used in the past for home insurance, Farmers is over the top the best. They were helpful in finding and arranging discounts for me.


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