How Can I Make My Waynesburg, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Waynesburg, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Waynesburg, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,000 $30,000 $25,000-$50,000
2 Bedroom $88,500 $70,000 $50,000-$75,000
3 Bedroom $102,500 $80,000 $100,000-$125,000
4 Bedroom $142,000 $120,000 $125,000-$150,000
5 Bedroom $256,000 $210,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Waynesburg, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$113 $553
Superior Protection Discount -$67 $600
Fire & Security Discount -$47 $620
Hail Resistant Roof Discount -$20 $647
Newly Constructed Home Discount -$140 $527

Choose your Waynesburg, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,295
Hail Damage $4,853
Wind Damage $6,305
Expensive Claims
Fire $45,123
Smoke $16,051

Identify Top Home Insurance Agents near Waynesburg, KY | Back to Top

Home Insurance Company Waynesburg, KY Homeowners Insurance Agency Waynesburg, KY Address Popularity Score Distance from Waynesburg (miles)
State Farm Charlie Haydon 130 W Depot St, Springfield, KY, 40069-1159
37.2
State Farm Stewart Perry 2128 Nicholasville Road, Lexington, KY, 40503
44.3
Travelers Strong Agency Llc 80 Codell Dr Ste 120, Lexington, KY, 40509
45.2
State Farm John Parkhurst 1795 Alysheba Way Ste 2104, Lexington, KY, 40509-2286
46.0
Allstate Stephen Duncan 470 Southland Dr, Lexington, KY, 40503
44.9
Allstate Bennett Insurance Group 4295 Burkesville Rd, Columbia, KY, 42728
43.2
State Farm Brad Lacefield 211 N Main St, Versailles, KY, 40383-1266
46.8
Allstate Asa Pham 169 E Reynolds Rd Ste 104, Lexington, KY, 40517
42.9
State Farm Stan Simmons 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094
46.3
Allstate Andrew Strother 4384 Clearwater Way Ste 130, Lexington, KY, 40515
41.3

Compare Rates for Waynesburg, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,280 $670
Lincoln County, KY $96,100 $647 $430 $900 $470
Waynesburg, KY $84,100 $667 $450 $950 $500
Colony, KY $101,400 $792 $580 $1,130 $550
Richmond, KY $158,800 $945 $680 $1,300 $620
Mercer County, KY $139,900 $780 $560 $1,100 $540
New Market, KY $159,800 $986 $660 $1,350 $690
Gregory, KY $58,100 $587 $420 $820 $400
Bush, KY $133,900 $909 $620 $1,250 $630
Whitley City, KY $45,900 $518 $350 $730 $380
Burning Springs, KY $72,400 $616 $440 $860 $420
Woodford County, KY $188,200 $890 $630 $1,240 $610
Lawrenceburg, KY $138,300 $775 $530 $1,090 $560