Gavop shows you how to buy homeowners insurance in Montville, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Montville, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Martin Ct, Friendship Ln, Birch Ter, Heather Brook Rd, Club House Cir, Cortland Pl, McIntosh Ave, Massachusetts Rd, Chapel Hill Rd, Oak Rd | $182,000 | $160,000 | $200,000-$250,000 | $156,000 | $150,000 | $125,000-$150,000 |
| Randy Ln, Allisons Way, Palmertown Rd, Illinois Ct, Vartellas Dr, Point Breeze Rd, Oakdale Rd, Pires Dr, Sparrow Ct, Wynwood Rd | $348,000 | $320,000 | $350,000-$400,000 | $223,000 | $180,000 | $175,000-$200,000 |
| Brook Bend Pl, New York Rd, Cherry Ln, Kim Ave, Maine Ct, Heritage la, Laurel Brook Rd, Fielding Dr, Spruce Ln, Hillcrest Dr | $211,000 | $200,000 | $200,000-$250,000 | $156,000 | $130,000 | $150,000-$175,000 |
| Old Colchester Rd Exd, Ortega Dr, Rene Dr, Simpson Ln, Frances St, Noble Hill Rd, Teecomwas Dr, Ridge Hill Rd, Bluff Rd, Anderson Ln | $271,500 | $240,000 | $250,000-$300,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Terrace Dr, Baldwin Ct, Virginia Ct, Ridge Dr, Ricky Ln, Halehaven Dr, Lathrop Grove Rd, Tra Mart Dr, Greystone Dr, Skyline Dr | $302,500 | $280,000 | $300,000-$350,000 | $189,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $784 |
| Home and Two Car | -$138 | $724 |
| Home and Three Car | -$198 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New London County | $2,500 | $1,154 | $3,654 | $839 | $3,339 | $315 |
| Montville, CT | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| East Haddam, CT | $500 | $877 | $1,377 | $638 | $1,138 | $240 |
| Chester, CT | $2,500 | $1,479 | $3,979 | $1,075 | $3,575 | $404 |
| Ashaway, RI | $200 | $1,260 | $1,460 | $915 | $1,115 | $344 |
| Danielson, CT | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Montauk, NY | $400 | $871 | $1,271 | $633 | $1,033 | $238 |
| Laurel, NY | $1,500 | $2,421 | $3,921 | $1,759 | $3,259 | $662 |
| Hamden, CT | $400 | $1,038 | $1,438 | $755 | $1,155 | $284 |
| Riverhead, NY | $1,000 | $1,325 | $2,325 | $963 | $1,963 | $362 |
| Charlton, MA | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Salmon Brook, CT | $1,000 | $1,187 | $2,187 | $862 | $1,862 | $324 |
| Home Insurance Company Montville, CT | Homeowners Insurance Agency Montville, CT | Address | Popularity Score | Distance from Montville (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | P O Box 567 , East Lyme, CT, 6333 | 7.2 | |
| Allstate | Anthony Savio | 39 E Cedar St, Newington, CT, 6111 | 33.5 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 43.7 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 43.4 | |
| Allstate | Arthur E. Spears Iii | 554 Long Hill Rd, Groton, CT, 6340 | 9.2 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Turnpike, Woodbridge, CT, 6525 | 43.7 | |
| Allstate | David P. White | 170 Flanders Rd Ste A3, Niantic, CT, 6357 | 8.4 | |
| Travelers | Bailey Agencies Inc | 15 Thames Street Suite 100, Groton, CT, 6340 | 7.9 | |
| State Farm | Joe Plante | 142 Queen St, Southington, CT, 06489-2011 | 38.8 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,790 | $890 |
| New London County, CT | $238,900 | $1,168 | $790 | $1,670 | $880 |
| Montville, CT | $192,000 | $862 | $580 | $1,180 | $600 |
| East Haddam, CT | $268,800 | $888 | $590 | $1,220 | $630 |
| Chester, CT | $358,400 | $1,497 | $1,020 | $2,140 | $1,120 |
| Ashaway, RI | $229,500 | $1,275 | $850 | $1,770 | $920 |
| Danielson, CT | $147,600 | $863 | $630 | $1,220 | $590 |
| Montauk, NY | $871,300 | $881 | $640 | $1,260 | $620 |
| Laurel, NY | $535,800 | $2,450 | $1,690 | $3,360 | $1,670 |
| Hamden, CT | $225,700 | $1,051 | $770 | $1,440 | $670 |
| Riverhead, NY | $350,000 | $1,341 | $950 | $1,850 | $900 |
| Charlton, MA | $280,400 | $823 | $570 | $1,140 | $570 |
| Salmon Brook, CT | $250,800 | $1,201 | $860 | $1,660 | $800 |