Gavop shows you how to buy homeowners insurance in Grand Haven, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $107,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $142,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $551 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$71 | $570 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$173 | $468 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Grand Haven, MI | Homeowners Insurance Agency Grand Haven, MI | Address | Popularity Score | Distance from Grand Haven (miles) |
|---|---|---|---|---|
| State Farm | Zeke Alejos | 244 James St Ste B, Holland, MI, 49424-2980 | 17.6 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 32.2 | |
| State Farm | Dallas Smock | 431 E 8th St, Holland, MI, 49423-3749 | 19.5 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 18.7 | |
| State Farm | Sam Martin | 1475 Robbins Rd Ste 140, Grand Haven, MI, 49417-2799 | 1.2 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 0.4 | |
| Allstate | Randall L. Knoll | 12871 Riley St, Holland, MI, 49424 | 17.0 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 31.3 | |
| Allstate | Mark Noffsinger | 5843 Harvey St, Norton Shores, MI, 49444 | 6.4 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,110 | $550 |
| Ottawa County, MI | $168,000 | $792 | $560 | $1,100 | $540 |
| Grand Haven, MI | $127,600 | $641 | $460 | $900 | $440 |
| Port Sheldon, MI | $242,400 | $922 | $660 | $1,260 | $600 |
| Polkton charter, MI | $182,100 | $836 | $560 | $1,150 | $590 |
| Zeeland, MI | $125,500 | $707 | $480 | $970 | $490 |
| Fruitland, MI | $160,400 | $678 | $480 | $940 | $460 |
| Heath, MI | $179,300 | $832 | $560 | $1,190 | $630 |
| Grand Rapids charter, MI | $244,600 | $778 | $520 | $1,070 | $550 |
| Cedar Springs, MI | $99,700 | $720 | $510 | $1,030 | $520 |
| Courtland, MI | $247,100 | $781 | $520 | $1,080 | $560 |
| South Haven, MI | $174,500 | $826 | $570 | $1,150 | $580 |