Gavop tells you how to get the best homeowners insurance in Spink County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Spink County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 373rd Ave, 173rd St, E 5th Ave, Dakota St, 3rd St, Wood St, 179th St, 186th St, 375th Ave, Industrial Park | $123,500 | $100,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| W 10th Ave, 395th Ave, 175th St, 168th St, Co Rd 20, S Mc Caughey Ave, 1st St, Front St, 383rd Ave, 409th Ave | $61,500 | $60,000 | $50,000-$75,000 | $61,000 | $60,000 | $50,000-$75,000 |
| E 15th Ave, 171st St, 403rd Ave, W 15th Ave, US Hwy 212, 162nd St, N 1st Ave, S 2nd Ave, E 13th Ave, 190th St | $78,500 | $70,000 | $75,000-$100,000 | $79,500 | $70,000 | $50,000-$75,000 |
| 150th St, 396th Ave, McClellan Ave, E 6th St, 177th St, 382nd Ave, 189th St, E 6th Ave, Walnut St, Pine St | $104,000 | $100,000 | $75,000-$100,000 | $94,000 | $90,000 | $75,000-$100,000 |
| E Main St, 2nd St, Green Acres Ct, 389th Ave, Jefferson Ave, 387th Ave, Fishers Ln, S Main St, 170th St, 402nd Ave | $85,000 | $70,000 | $75,000-$100,000 | $87,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $582 |
| Superior Protection Discount | -$68 | $609 |
| Fire & Security Discount | -$68 | $609 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$183 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spink County | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Spink County, SD | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Exline, SD | $300 | $1,223 | $1,523 | $889 | $1,189 | $334 |
| Orient, SD | $500 | $549 | $1,049 | $399 | $899 | $150 |
| Sand Creek, SD | $400 | $924 | $1,324 | $671 | $1,071 | $252 |
| Ravinia, SD | $2,500 | $1,466 | $3,966 | $1,066 | $3,566 | $401 |
| Spirit Lake, SD | $100 | $1,236 | $1,336 | $898 | $998 | $338 |
| Manchester, SD | $300 | $821 | $1,121 | $597 | $897 | $224 |
| Home Insurance Company Spink County, SD | Homeowners Insurance Agency Spink County, SD | Address | Popularity Score | Distance from Spink County (miles) |
|---|---|---|---|---|
| State Farm | Dustin Miller | 121 4th Avenue Sw Suite 1, Aberdeen, SD, 57401-4117 | 37.3 | |
| Allstate | Insurance Plus | 405 8th Ave Nw Ste 204, Aberdeen, SD, 57401 | 38.2 | |
| State Farm | Linda Shoup | 311 S Roosevelt St, Ste 2, Aberdeen, SD, 57401 | 37.1 | |
| Farmers | Jamie Drageset | 521 S Boyd St, Aberdeen, SD, 57401 | 37.0 | |
| State Farm | Bob Hilgemann | 1023 6th Avenue Se Ste 3, Aberdeen, SD, 57401-4713 | 37.0 | |
| Allstate | Heartland Financial | 302 E 7th Ave, Redfield, SD, 57469 | 9.3 | |
| Allstate | Heartland Financial | 165 St S, Wessington, SD, 57381 | 37.5 | |
| Travelers | Mansfield Insurance Agency Inc | 187 E Main, Mansfield, SD, 57460 | 24.2 | |
| State Farm | Rick Klapperich | 613 N Main St, Redfield, SD, 57469-1289 | 9.6 | |
| State Farm | Brian Davidson | 1879 Kansas Se, Huron, SD, 57350-4035 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $700 | $1,360 | $660 |
| Spink County, SD | $77,300 | $677 | $470 | $930 | $460 |
| Spink County, SD | $77,300 | $677 | $490 | $970 | $480 |
| Exline, SD | $235,000 | $1,238 | $840 | $1,760 | $920 |
| Orient, SD | $33,100 | $556 | $410 | $760 | $350 |
| Sand Creek, SD | $137,500 | $935 | $670 | $1,290 | $620 |
| Ravinia, SD | $312,900 | $1,484 | $1,020 | $2,030 | $1,010 |
| Spirit Lake, SD | $239,300 | $1,251 | $840 | $1,730 | $890 |
| Manchester, SD | $106,300 | $831 | $570 | $1,190 | $620 |