Gavop's guide to buying homeowners insurance in Morris, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $149,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $166,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $290,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $597,500 | $490,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $678 |
| Home and Two Car | -$125 | $611 |
| Home and Three Car | -$177 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grundy County | $2,500 | $829 | $3,329 | $602 | $3,102 | $227 |
| Morris, IL | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Fox, IL | $100 | $1,050 | $1,150 | $763 | $863 | $287 |
| Joliet, IL | $2,500 | $788 | $3,288 | $572 | $3,072 | $215 |
| Victor, IL | $100 | $979 | $1,079 | $712 | $812 | $268 |
| Esmen, IL | $2,000 | $751 | $2,751 | $546 | $2,546 | $205 |
| Bradley, IL | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Aroma Park, IL | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| Blue Island, IL | $500 | $638 | $1,138 | $463 | $963 | $174 |
| Putnam County, IL | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Varna, IL | $400 | $586 | $986 | $426 | $826 | $160 |
| Calumet City, IL | $1,500 | $626 | $2,126 | $455 | $1,955 | $171 |
| Home Insurance Company Morris, IL | Homeowners Insurance Agency Morris, IL | Address | Popularity Score | Distance from Morris (miles) |
|---|---|---|---|---|
| State Farm | Erik Nelson | 10200 S Roberts Rd, Palos Hills, IL, 60465-1539 | 39.2 | |
| Travelers | The David Agency Insurance Inc | 385 N York Rd, Elmhurst, IL, 60126 | 44.9 | |
| Travelers | Gee-Schussler Insurance | 11314 W Southwest Hwy, Orland Park, IL, 60467 | 31.1 | |
| State Farm | Ryan Wahlheim | 1450 Plainfield Rd Ste 7, Darien, IL, 60561-5944 | 34.8 | |
| State Farm | Mike Riordan | 6538 W Archer Ave, Chicago, IL, 60638-2439 | 44.2 | |
| Allstate | Kathy Szymczak | 9649 Grand Ave, Franklin Park, IL, 60131 | 48.3 | |
| Travelers | Linares Insurance Group Inc | 5731 W 35th Street, Cicero, IL, 60804 | 46.6 | |
| State Farm | Michael J Karr | 5724 S Pulaski Rd, Chicago, IL, 60629-4435 | 46.6 | |
| Farmers | Eileen Mark | 10231 S Western Ave Fl 2, Chicago, IL, 60643 | 45.2 | |
| Farmers | Nicholas Genardo | 17712 Oak Park Ave, Tinley Park, IL, 60477 | 36.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,200 | $580 |
| Grundy County, IL | $188,300 | $839 | $560 | $1,180 | $620 |
| Morris, IL | $194,900 | $737 | $530 | $1,020 | $490 |
| Fox, IL | $310,100 | $1,063 | $750 | $1,510 | $760 |
| Joliet, IL | $165,600 | $797 | $540 | $1,090 | $550 |
| Victor, IL | $268,200 | $991 | $710 | $1,370 | $660 |
| Esmen, IL | $138,100 | $760 | $520 | $1,080 | $560 |
| Bradley, IL | $132,500 | $694 | $460 | $960 | $500 |
| Aroma Park, IL | $95,000 | $633 | $440 | $880 | $440 |
| Blue Island, IL | $113,800 | $645 | $430 | $880 | $450 |
| Putnam County, IL | $120,800 | $664 | $460 | $920 | $460 |
| Varna, IL | $84,100 | $593 | $410 | $810 | $400 |
| Calumet City, IL | $101,100 | $633 | $420 | $890 | $470 |