Gavop's guide to buying homeowners insurance in Muleshoe, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Muleshoe, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 42, Co Rd 1262, E 3rd St, Co Rd 103, Co Rd 1259, Co Rd 128, E Birch Ave, Co Rd 14, E Austin St, W Boston St | $106,500 | $100,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Co Rd 233, 6th St, Co Rd 123, E Ave G, E Date Ave, Co Rd 1254, C R 131, FM 3397, Pasadena St, Co Rd 1330 | $105,500 | $90,000 | $75,000-$100,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Reno St, Co Rd 21, Co Rd 1149, New Mexico 348, Co Rd 34, W Reno St, FM 1760, Co Rd 1233, Co Rd 1044, C R 132 | $100,500 | $80,000 | $75,000-$100,000 | $64,500 | $60,000 | $50,000-$75,000 |
| W Elm Ave, E 4th St, Co Rd 1272, Co Rd 1232, E Ave F, Co Rd 227, Co Rd 1294, Co Rd 1048, Co Rd 75, FM 1731 | $63,000 | $50,000 | $50,000-$75,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Co Rd 1210, Co Rd 1028, E el Paso St, Co Rd 54, S 1st St, E 6th St, Co Rd 93, Co Rd 1058, Co Rd 153, Co Rd 1324 | $76,500 | $60,000 | $75,000-$100,000 | $51,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $819 |
| Superior Protection Discount | -$96 | $868 |
| Fire & Security Discount | -$67 | $897 |
| Hail Resistant Roof Discount | -$29 | $935 |
| Newly Constructed Home Discount | -$260 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bailey County | $1,500 | $950 | $2,450 | $691 | $2,191 | $260 |
| Muleshoe, TX | $1,000 | $953 | $1,953 | $692 | $1,692 | $260 |
| Farwell-Bovina, TX | $500 | $1,546 | $2,046 | $1,124 | $1,624 | $423 |
| Springlake, TX | $1,500 | $1,163 | $2,663 | $845 | $2,345 | $318 |
| Causey, NM | $200 | $717 | $917 | $521 | $721 | $196 |
| Castro County, TX | $1,500 | $999 | $2,499 | $726 | $2,226 | $273 |
| Morton, TX | $400 | $1,099 | $1,499 | $798 | $1,198 | $300 |
| Floyd, NM | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Levelland, TX | $300 | $1,026 | $1,326 | $745 | $1,045 | $280 |
| Melrose, NM | $1,000 | $689 | $1,689 | $500 | $1,500 | $188 |
| Anton, TX | $400 | $1,274 | $1,674 | $926 | $1,326 | $348 |
| Whiteface, TX | $1,500 | $1,194 | $2,694 | $867 | $2,367 | $326 |
| Home Insurance Company Muleshoe, TX | Homeowners Insurance Agency Muleshoe, TX | Address | Popularity Score | Distance from Muleshoe (miles) |
|---|---|---|---|---|
| Farmers | Barbara Brown | 220 S Main St, Morton, TX, 79346 | 33.9 | |
| State Farm | Shavon Sisson | 615 S 25 Mile Ave, Hereford, TX, 79045-5005 | 48.4 | |
| Travelers | Mayo Agency Inc | 718 Main St, Olton, TX, 79064 | 40.0 | |
| State Farm | Jeff Torbert | 801 Main St, Hereford, TX, 79045-5263 | 48.7 | |
| State Farm | Russel Birdwell | 116 E Jones St, Dimmitt, TX, 79027-2634 | 37.8 | |
| Farmers | Cody Chandler | 240 Main St, Hereford, TX, 79045 | 48.5 | |
| Farmers | Julie De Bruin | 1602 W American Blvd, Muleshoe, TX, 79347 | 5.6 | |
| State Farm | Mark Morton | 113 W Avenue D, Muleshoe, TX, 79347-3642 | 6.2 | |
| State Farm | Jan Mccrary | 324 Phelps Ave, Littlefield, TX, 79339-3430 | 35.0 | |
| Allstate | Hays Insurance | 304 W Bedford St, Dimmitt, TX, 79027 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Muleshoe, TX | $68,500 | $964 | $640 | $1,480 | $840 |
| Farwell-Bovina, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |
| Springlake, TX | $41,300 | $1,177 | $780 | $1,810 | $1,030 |
| Causey, NM | $96,000 | $726 | $520 | $990 | $470 |
| Castro County, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |
| Morton, TX | $32,800 | $1,112 | $730 | $1,710 | $980 |
| Floyd, NM | $76,700 | $677 | $480 | $930 | $450 |
| Levelland, TX | $87,700 | $1,038 | $690 | $1,600 | $910 |
| Melrose, NM | $84,500 | $697 | $470 | $970 | $500 |
| Anton, TX | $57,600 | $1,289 | $850 | $1,990 | $1,140 |
| Whiteface, TX | $45,700 | $1,208 | $800 | $1,860 | $1,060 |