Gavop tells you how to get the best homeowners insurance in Morgan County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $114,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $167,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $240,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $583 |
| Superior Protection Discount | -$70 | $632 |
| Fire & Security Discount | -$77 | $625 |
| Hail Resistant Roof Discount | -$21 | $681 |
| Newly Constructed Home Discount | -$183 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Morgan County, TN | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Fairfield Glade, TN | $200 | $817 | $1,017 | $594 | $794 | $223 |
| Kingston, TN | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Crossville, TN | $100 | $837 | $937 | $608 | $708 | $229 |
| Jamestown, TN | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Tellico Village, TN | $400 | $983 | $1,383 | $715 | $1,115 | $269 |
| Knoxville, TN | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Rhea County, TN | $500 | $877 | $1,377 | $638 | $1,138 | $240 |
| Greenback, TN | $1,000 | $1,066 | $2,066 | $775 | $1,775 | $291 |
| Sparta, TN | $500 | $807 | $1,307 | $587 | $1,087 | $221 |
| Wildwood, TN | $2,500 | $1,080 | $3,580 | $785 | $3,285 | $295 |
| Home Insurance Company Morgan County, TN | Homeowners Insurance Agency Morgan County, TN | Address | Popularity Score | Distance from Morgan County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Griffin Insurance Agency | 414 N Kentucky St, Kingston, TN, 37763 | 19.5 | |
| State Farm | Pamela Clark | 746 Highway 68, Sweetwater, TN, 37874-1907 | 38.7 | |
| State Farm | Randy Mcfarland | 105 Kingston Street, Wartburg, TN, 37887 | 3.3 | |
| State Farm | Jeannette Rogers | 9648 Kingston Pike Ste 3, Knoxville, TN, 37922-2397 | 33.8 | |
| Liberty Mutual Independent | Consolidated Insurance Service | 605 Reliability Cir, Knoxville, TN, 37932 | 32.4 | |
| Erie | Allen Insurance Agency | 7048 Seaver Drive, Knoxville, TN, 37909 | 36.3 | |
| Travelers | Concord Insurance Llc | 9029 Tall Timber Dr, Knoxville, TN, 37931 | 33.4 | |
| Travelers | Premier Insurance Gp | 6915 Office Park Circle, Knoxville, TN, 37909 | 36.6 | |
| Nationwide | Michael E Dyer Agency | 804 W Race St, Kingston, TN, 37763-2159 | 18.8 | |
| Liberty Mutual Independent | Cumberland Insurance - Sparta | 287 N. Spring Street, Sparta, TN, 38583 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,470 | $720 |
| Morgan County, TN | $91,600 | $702 | $510 | $970 | $460 |
| Morgan County, TN | $91,600 | $702 | $480 | $970 | $490 |
| Fairfield Glade, TN | $201,200 | $827 | $570 | $1,180 | $610 |
| Kingston, TN | $148,900 | $870 | $600 | $1,200 | $600 |
| Crossville, TN | $139,300 | $847 | $610 | $1,200 | $590 |
| Jamestown, TN | $68,700 | $729 | $530 | $1,030 | $500 |
| Tellico Village, TN | $364,500 | $995 | $710 | $1,420 | $710 |
| Knoxville, TN | $124,500 | $923 | $630 | $1,260 | $630 |
| Rhea County, TN | $114,200 | $888 | $640 | $1,270 | $630 |
| Greenback, TN | $165,100 | $1,079 | $740 | $1,520 | $780 |
| Sparta, TN | $87,200 | $817 | $560 | $1,130 | $570 |
| Wildwood, TN | $170,500 | $1,093 | $780 | $1,540 | $760 |