Gavop's guide to buying homeowners insurance in Crockett County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $24,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $57,000 | $50,000 | $25,000-$50,000 |
| 4 Bedroom | $83,500 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $143,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $820 |
| Superior Protection Discount | -$101 | $911 |
| Fire & Security Discount | -$81 | $931 |
| Hail Resistant Roof Discount | -$20 | $992 |
| Newly Constructed Home Discount | -$202 | $810 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crockett County | $1,500 | $1,000 | $2,500 | $727 | $2,227 | $273 |
| Crockett County, TX | $700 | $1,000 | $1,700 | $727 | $1,427 | $273 |
| East Crockett, TX | $100 | $1,417 | $1,517 | $1,030 | $1,130 | $387 |
| Ozona, TX | $2,500 | $1,429 | $3,929 | $1,038 | $3,538 | $390 |
| Eldorado West, TX | $100 | $1,372 | $1,472 | $997 | $1,097 | $375 |
| Iraan, TX | $700 | $1,365 | $2,065 | $992 | $1,692 | $373 |
| Mertzon South, TX | $100 | $1,582 | $1,682 | $1,150 | $1,250 | $432 |
| Reagan County, TX | $700 | $1,028 | $1,728 | $747 | $1,447 | $281 |
| Big Lake, TX | $300 | $1,446 | $1,746 | $1,051 | $1,351 | $395 |
| Irion County, TX | $400 | $955 | $1,355 | $694 | $1,094 | $261 |
| Eldorado, TX | $1,500 | $1,328 | $2,828 | $965 | $2,465 | $363 |
| Home Insurance Company Crockett County, TX | Homeowners Insurance Agency Crockett County, TX | Address | Popularity Score | Distance from Crockett County (miles) |
|---|---|---|---|---|
| State Farm | Sam Dillard | 200 E Main St, Sonora, TX, 76950-2605 | 46.3 | |
| Allstate | Doyle Morgan Ins Agc | 217 E Main St, Sonora, TX, 76950 | 46.3 | |
| Farmers | Caseypham | 1012 Avenue E, Ozona, TX, 76943 | 12.1 | |
| Farmers | Armando Hernandez | 317 N Plaza Ave, Big Lake, TX, 76932 | 33.0 | |
| Travelers | Connie Andrews Inc | 119 S W Main St, Eldorado, TX, 76936 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Crockett County, TX | $80,600 | $1,012 | $670 | $1,560 | $890 |
| Crockett County, TX | $80,600 | $1,012 | $670 | $1,560 | $890 |
| East Crockett, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |
| Ozona, TX | $84,900 | $1,446 | $950 | $2,230 | $1,280 |
| Eldorado West, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Iraan, TX | $73,100 | $1,382 | $910 | $2,130 | $1,220 |
| Mertzon South, TX | $119,600 | $1,601 | $1,060 | $2,470 | $1,410 |
| Reagan County, TX | $88,400 | $1,041 | $690 | $1,600 | $910 |
| Big Lake, TX | $88,400 | $1,464 | $970 | $2,250 | $1,280 |
| Irion County, TX | $146,400 | $966 | $640 | $1,490 | $850 |
| Eldorado, TX | $66,500 | $1,344 | $890 | $2,070 | $1,180 |