Ada County, ID homeowners insurance rate is about $661 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| W Placerville Dr, E Willowridge Ct, N Rhodamine Ave, S Goldfinch Ln, W Wild Sheep Ln, E Rosemary Ct, E Wood Owl Dr, N Thistle Dr, Via Roberto Ln, Franklin Ave | $687 |
| W Granger Ave, N Claret Cup Way, W Halifax Ct, N Venture St, W Silverbrook Ct, Edenbrook Dr, E Joplin Ln, E Yucca Canyon St, E Roaring Creek St, Cortina Ct | $649 |
| Francine Ln, S Denali Pl, E Bott Ln, E Wrightwood Dr, S Proud Way, S Bay Star Way, S Picasso Ave, W Camas Dr, W Murchison St, S Sportsman Way | $598 |
| Moonlake Dr, N Maxie Way, N Stone Ave, N Phoenix Ave, W Foxtrotter Dr, W San Remo Ct, N Christian Way, N Station Pl, W Pebblestone Ct, N Double Eagle Ln | $673 |
| N Devon Pl, W Colton Ln, N Cardigan Ave, N Sunrise View Ln, W Andromeda St, W Bridger Bay Dr, W Golden View Cir, Ballantyne Ln, N Taurus Way, E Beacon Light Rd | $767 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Garden City, ID | $198500 | Above 50 year old | $638 |
| Hidden Spring, ID | $400000 | New Home | $779 |
| Caldwell, ID | $121400 | New Home | $512 |
| Idaho City, ID | $171600 | 50 year old | $644 |
| Greenleaf, ID | $115300 | Above 50 year old | $540 |
| Notus, ID | $160200 | Above 50 year old | $632 |
| Emmett Bench, ID | $166800 | 50 year old | $636 |
| Payette County, ID | $138900 | 40 year old | $694 |
| Payette, ID | $112900 | Above 50 year old | $715 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $312 | $331 |
| $250,000 to $299,999 | $892 | $945 |
| $1500,000 to $2000,000 | $2,612 | $2,769 |
| $500,000 to $749,999 | $1,911 | $2,025 |
| $1000,000 to $1499,999 | $2,433 | $2,579 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Garden City, ID | $602 | $437 |
| Hidden Spring, ID | $1,054 | $766 |
| Caldwell, ID | $703 | $511 |
| Idaho City, ID | $613 | $445 |
| Greenleaf, ID | $509 | $370 |
| Notus, ID | $596 | $433 |
| Emmett Bench, ID | $606 | $440 |
| Payette County, ID | $668 | $486 |
| Payette, ID | $674 | $490 |
| Coverage Value | Average Ada County, ID Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $1,493 |
| $300,000 to $399,999 | $1,180 |
| $150,000 to $174,999 | $479 |
| $500,000 to $749,999 | $1,911 |
| $175,000 to $199,999 | $496 |