Albany County, NY homeowners insurance rate is about $792 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Persimmon Dr, Patrick Rd, Joanne Dr, Linden Ct, Fox Run, Hanna Ct, Feeney Ln, Curry Rd Exd, Briar Fox Blvd, S Parkway Dr | $1,198 |
| Smith Ave, Marsdale Ct, Stony Brook Dr, Ashgrove Ln, Bernard Pl, Eileen Ln, Ellendale Ave, Cottonwood Ln, Dover Dr, Leisure Ln | $1,329 |
| Cole Rd, Pearson Rd Exd, Stoney Lonesome Ln, Kenyon Rd Exd, Bolte Ln, Snyder Ln, Siebert Rd, Stiefel Ln, Pucker St, Shufelt Rd | $703 |
| Knox Cave Rd, State Rte 157, Co Rd 303, Deamer Ln, Chrysler Ln, Maple Ln, Lakeside Ln, Woodstock Rd, Airport Rd, Beaver Dam Rd | $871 |
| Kropp Rd, Timber Point Dr, Silver Creek Rd, Hilltop Rd, State Rte 143, Co Rd 312, Myrtle Ln, Co Rd 410, Carr Rd, Elm Ln Exd | $964 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Schenectady, NY | $110800 | 50 year old | $1,240 |
| Coxsackie, NY | $161300 | 50 year old | $643 |
| Rensselaer County, NY | $183400 | 50 year old | $725 |
| Richmond, MA | $445900 | Above 50 year old | $1,985 |
| Saratoga, NY | $214300 | 30 year old | $697 |
| Nelliston, NY | $86300 | 40 year old | $606 |
| Westford, NY | $139000 | 50 year old | $650 |
| Clarksburg, MA | $178200 | 30 year old | $918 |
| Moreau, NY | $181300 | New Home | $478 |
| Peru, MA | $185800 | Above 50 year old | $964 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $2,747 | $2,912 |
| $400,000 to $499,999 | $1,856 | $1,967 |
| $1500,000 to $2000,000 | $3,248 | $3,443 |
| $300,000 to $399,999 | $1,444 | $1,531 |
| $250,000 to $299,999 | $1,047 | $1,110 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Schenectady, NY | $1,180 | $857 |
| Coxsackie, NY | $612 | $445 |
| Rensselaer County, NY | $690 | $501 |
| Richmond, MA | $1,871 | $1,360 |
| Saratoga, NY | $678 | $493 |
| Nelliston, NY | $584 | $424 |
| Westford, NY | $618 | $449 |
| Clarksburg, MA | $893 | $649 |
| Moreau, NY | $656 | $477 |
| Peru, MA | $909 | $661 |
| Coverage Value | Average Albany County, NY Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $1,856 |
| $100,000 to $124,999 | $301 |
| $1500,000 to $2000,000 | $3,248 |
| $175,000 to $199,999 | $663 |
| $250,000 to $299,999 | $1,047 |