What Makes Your Ames, IA Home Insurance Cheap or Expensive

Ames, IA homeowners insurance rate is about $916 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Ames, IA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Valley Rd, Yorkshire St, Foxley Dr, Aspen Cir, Roxboro Dr, Shepard St, Graham St, Waterbury Cir, 580th Ave, Aspen Rd $947
Mulberry Blvd, Strawberry Ln, US Hwy 69 S, N Oak Ave, Golden Aspen Dr, Aspen Ridge Rd, Finch St, Edison St, Blackberry Ct, Kingsbury Ave $401
Zumwalt Station Rd, Diamond St, Dartmoor Rd, Airport Rd, Opal Dr, Meadow Glen N, Cottonwood Rd, Suncrest Dr, Topaz Ct, Charlotte Ct $1,032
Emerson Dr, Steinbeck St, Village Dr, Coconino Rd, Wellons Dr, Mortensen Rd, Todd Dr, Harris St, Hemingway Dr, Thackeray Dr $719
Alberta Ave, Iowa Ave, Florida Ave, Reliable St, Yuma Ave, Arkansas Ave, Southbend Dr, Northbrook Cir, Westbend Cir, Phoenix St $841

Cost of Ames, IA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Lafayette, IA $162100 40 year old $920
Baxter, IA $117000 Above 50 year old $800
Windsor Heights, IA $182500 50 year old $981
Des Moines, IA $123300 40 year old $780
Norwalk, IA $179300 Above 50 year old $826
Webster County, IA $95300 New Home $482
Eagle Grove, IA $69400 Above 50 year old $590

Ames, IA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $857 $908
$100,000 to $124,999 $542 $575
$750,000 to $999,999 $3,631 $3,849
$400,000 to $499,999 $2,454 $2,601
$1500,000 to $2000,000 $4,294 $4,551

Cost of Home insurance with Deductible Scenarios in Ames, IA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Lafayette, IA $886 $644
Baxter, IA $754 $548
Windsor Heights, IA $934 $679
Des Moines, IA $751 $546
Norwalk, IA $778 $566
Webster County, IA $652 $474
Eagle Grove, IA $556 $404

Ames, IA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Ames, IA Homeowners Insurance ($)
$500,000 to $749,999 $3,141
$750,000 to $999,999 $3,631
$175,000 to $199,999 $857
$1000,000 to $1499,999 $3,999
$150,000 to $174,999 $748

How can I Make My Ames, IA Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Ames, IA