Athens, AL homeowners insurance rate is about $1103 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Co Rd 46, Sandy Ln, Shelly Dr, Line Rd, Analicia Dr, Hatchett Rd E, Tremont Dr, Red Acres Ln, Seven Pines Ln, Brunswick Dr | $1,290 |
| Caroline Dr, Page Rd, Capital Hill Dr, Drennen Dr, Welch Dr, W Sanderfer Rd, Diamond Pointe Dr, G Washington St, Co Rd 67A, Leonard Cir | $1,086 |
| Inverness Pl, Adah Ave, Co Rd 52C, Hampton Ln, Red Oak Way, Allison Loop, Co Rd 20C, Bonnie Blue Way, Fingerlake Way, Ripley Rd | $920 |
| Vaughn St, Coleman St, Goodin Rd, Hodges Rd, Cedar Ave, McCathy Hollow Ln, Corrie Ct, Cole St, Smithfield Rd, Amber Way | $978 |
| Bottoms Dr, Michael Ln, Dudley Way, Co Rd 117, Odie Scott Dr, Mangum Dr, 7th St, Co Rd 115, Cedar Hill Rd, State Line Rd W | $1,039 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Salem, AL | $130500 | New Home | $870 |
| Mooresville, AL | $210500 | 40 year old | $1,082 |
| Madison, AL | $239400 | New Home | $1,003 |
| Courtland, AL | $83900 | Above 50 year old | $927 |
| Hazel Green, AL | $126500 | 40 year old | $831 |
| Leighton, AL | $112400 | New Home | $678 |
| Flintville, TN | $73500 | 50 year old | $782 |
| Simcoe, AL | $105400 | New Home | $669 |
| Joppa, AL | $89100 | 50 year old | $954 |
| Marshall County, TN | $119300 | New Home | $670 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $2,308 | $2,446 |
| $200,000 to $249,999 | $1,781 | $1,888 |
| $175,000 to $199,999 | $1,453 | $1,540 |
| $500,000 to $749,999 | $5,287 | $5,605 |
| $1500,000 to $2000,000 | $7,229 | $7,663 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Salem, AL | $1,146 | $833 |
| Mooresville, AL | $1,042 | $757 |
| Madison, AL | $1,396 | $1,015 |
| Courtland, AL | $874 | $635 |
| Hazel Green, AL | $800 | $581 |
| Leighton, AL | $881 | $641 |
| Flintville, TN | $744 | $541 |
| Simcoe, AL | $847 | $616 |
| Joppa, AL | $908 | $660 |
| Marshall County, TN | $894 | $650 |
| Coverage Value | Average Athens, AL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,308 |
| $400,000 to $499,999 | $4,131 |
| $750,000 to $999,999 | $6,114 |
| $500,000 to $749,999 | $5,287 |
| $1500,000 to $2000,000 | $7,229 |