What Makes Your Austin, TX Home Insurance Cheap or Expensive

Austin, TX homeowners insurance rate is about $119-$5,040 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Austin, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Echo Cove, Caracara Dr, Raccoon Run, Westway Dr, Tis Autumn Ct, Chaparral Rd, Pine Siskin Dr, Low Limb Cv, Hunt Ln, Dodgen Way 5,040

Cost of Austin, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Bee Cave, TX 1983 522,400 1,892
Brushy Creek, TX 1999 216,100 1,569
Niederwald, TX 1985 85,200 1,513
McDade, TX 1981 72,800 1,514
Johnson City, TX 2007 167,300 1,290

Cost of Home insurance with Deductible Scenarios in Austin, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
227,600 860 730

Austin, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Austin, TX Homeowners Insurance ($)
Less than $50,000 4,741 3.0 119
Less than $200,000 11,602 9.0 543
Less than $300,000 14,533 11.0 1,379
More than $300,000 19,651 16.0 1,748
Less than $100,000 1,255 1.0 369

Austin, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175000-$200000 1,382 1,432

Austin, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
221,500 200,000 1,798 1,493 305

How can I Make My Austin, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Austin, TX