What Makes Your Austin, TX Home Insurance Cheap or Expensive

Austin, TX homeowners insurance rate is about $1374 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Austin, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Echo Cove, Caracara Dr, Raccoon Run, Westway Dr, Tis Autumn Ct, Chaparral Rd, Pine Siskin Dr, Low Limb Cv, Hunt Ln, Dodgen Way $1,680

Cost of Austin, TX Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Bee Cave, TX $529600 30 year old $878
Brushy Creek, TX $262800 40 year old $1,105
Niederwald, TX $125000 40 year old $1,664
McDade, TX $120000 Above 50 year old $1,680
Johnson City, TX $236200 Above 50 year old $2,006
Lexington, TX $170100 50 year old $996
Granite Shoals, TX $110200 New Home $1,220
Burnet County, TX $171100 40 year old $1,466
Davilla, TX $86100 30 year old $1,474
Lake Dunlap, TX $128900 50 year old $1,698

Austin, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $4,174 $4,425
$175,000 to $199,999 $821 $871
$150,000 to $174,999 $743 $787
$1000,000 to $1499,999 $3,888 $4,121
$200,000 to $249,999 $970 $1,029

Cost of Home insurance with Deductible Scenarios in Austin, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Bee Cave, TX $854 $621
Brushy Creek, TX $1,064 $773
Niederwald, TX $1,603 $1,165
McDade, TX $1,584 $1,151
Johnson City, TX $1,891 $1,374
Lexington, TX $948 $689
Granite Shoals, TX $1,545 $1,123
Burnet County, TX $1,412 $1,026
Davilla, TX $1,435 $1,043
Lake Dunlap, TX $1,616 $1,175

Austin, TX Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Austin, TX Homeowners Insurance ($)
$1000,000 to $1499,999 $3,888
$100,000 to $124,999 $397
$400,000 to $499,999 $2,385
$175,000 to $199,999 $821
$150,000 to $174,999 $743

How can I Make My Austin, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Austin, TX