Bakersfield, CA homeowners insurance rate is about $604 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Long Valley Way, Wild Song Ct, Mill Wheel Dr, Lilydale Dr, Redinger St, Starbright Dr, Swigert Ct, Metropolitan Way, Drift Creek St, Hanford Dr | $583 |
| Poseidon St, Harpy Eagle Ave, Morningstar Ave, Paladino Dr, Vista Finestra Dr, Castle Cary Dr, Northgate Dr, Royal Oak Dr, Ursa Ct, Clifftop Way | $623 |
| Esther Dr, Haldon St, Howard Ave, Mac Brady Ave, Redwood Meadow Dr, Margo Ln, Francis St, Day Ave, Crescent Meadow Dr, Yellow Meadow Ct | $601 |
| Fillmore Ave, School St, Petty Ct, Vineland Rd, Orange Blossom Ave, Earnhardt Dr, Redbank Rd, E Wilson Rd, Hydra Ct, Mary Ellen St | $621 |
| Discovery Ridge Ave, Scribner Way, el Hogar Ct, Keyes Ct, Taos Peak Way, Campus Park Dr, Gold Dust Dr, Independence Ct, Grand View Summit Dr, Galway Bay Ct | $739 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Oildale, CA | $136100 | Above 50 year old | $1,412 |
| Panama, CA | $240600 | 30 year old | $665 |
| Buttonwillow, CA | $152000 | 30 year old | $597 |
| Lake Isabella, CA | $119300 | 50 year old | $1,003 |
| McKittrick, CA | $43900 | New Home | $270 |
| Weldon, CA | $84500 | New Home | $345 |
| Pixley, CA | $113500 | 50 year old | $1,003 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $741 | $786 |
| $1000,000 to $1499,999 | $2,788 | $2,955 |
| $750,000 to $999,999 | $2,531 | $2,683 |
| $250,000 to $299,999 | $973 | $1,032 |
| $400,000 to $499,999 | $1,710 | $1,813 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Oildale, CA | $1,332 | $968 |
| Panama, CA | $648 | $471 |
| Buttonwillow, CA | $581 | $422 |
| Lake Isabella, CA | $955 | $694 |
| McKittrick, CA | $371 | $269 |
| Weldon, CA | $467 | $340 |
| Pixley, CA | $955 | $694 |
| Coverage Value | Average Bakersfield, CA Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $973 |
| $750,000 to $999,999 | $2,531 |
| $300,000 to $399,999 | $1,379 |
| $175,000 to $199,999 | $569 |
| $400,000 to $499,999 | $1,710 |