Bay City, MI homeowners insurance rate is about $641 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Niagara St, Morton St, S Erie St, Backus St, W White St, E Thomas St, E Arnold St, W Thomas St, E Ionia Ave, W John St | $742 |
| W Clara St, W Vermont St, N Chilson St, N Dewitt St, Handy Dr, W Thomas St, N Walnut St, Florida Ct, E Fulton St, E Florence St | $655 |
| Litchfield St, Hart St, Cove Rd, Martin St, Sanson St, Kirby St, Patterson Ave, Spruce St, E Hart St, Keystone St | $690 |
| Center Ct, Chase St, 6th St, S Boeringer Ct, Woodmere Ave, Green Ave, Nelson Ln, Hayes Ln, Hill St, Woodside Ln | $778 |
| 5th St, Adams St, N Jefferson St, 6th St, N Water St, N Monroe St, N Mc Lellan St, 11th St, McEwan St, Trumbull St | $758 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Buena Vista, MI | $43000 | New Home | $602 |
| Spaulding, MI | $78700 | 30 year old | $693 |
| Edenville, MI | $134600 | 40 year old | $793 |
| Barnes Lake-Millers Lake, MI | $122600 | Above 50 year old | $792 |
| Chandler, MI | $113000 | 40 year old | $760 |
| Shiawassee County, MI | $111000 | 50 year old | $743 |
| Seville, MI | $89100 | Above 50 year old | $736 |
| Lapeer, MI | $93400 | Above 50 year old | $692 |
| Sumner, MI | $88500 | 30 year old | $712 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $7,885 | $8,359 |
| $500,000 to $749,999 | $6,192 | $6,564 |
| $200,000 to $249,999 | $2,066 | $2,190 |
| $300,000 to $399,999 | $3,719 | $3,942 |
| $150,000 to $174,999 | $1,354 | $1,436 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Buena Vista, MI | $753 | $547 |
| Spaulding, MI | $675 | $490 |
| Edenville, MI | $764 | $555 |
| Barnes Lake-Millers Lake, MI | $747 | $543 |
| Chandler, MI | $732 | $532 |
| Shiawassee County, MI | $707 | $514 |
| Seville, MI | $694 | $504 |
| Lapeer, MI | $652 | $474 |
| Sumner, MI | $693 | $503 |
| Coverage Value | Average Bay City, MI Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,676 |
| $400,000 to $499,999 | $4,838 |
| $300,000 to $399,999 | $3,719 |
| $500,000 to $749,999 | $6,192 |
| $150,000 to $174,999 | $1,354 |