Bay County, MI homeowners insurance rate is about $694 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Ronald Rd, Townline 14 Rd, Val Ct, Appolossa Pass, Stephen Ct, Hemingway St, Grant St, Noble St, Tianna Dr, Kern Ave | $775 |
| Cortland Cir, Crescent Ln, E Midland Rd, Baxman Rd Exd, E Fisher Rd, Michael Dr, Spitler Dr, 3 Mile Rd, Sharon St, Dennis Dr | $903 |
| Jones Rd, S Lincoln Ave, W Kinney Rd, Danak Dr, Stonewood Ct, S Bowker Rd, E Markel Rd, Burns Rd, E Schaettler Dr, N Reese Rd | $682 |
| W Lewis Dr, Kiesel Rd, Altadena Dr, E North Union Rd, Kirkwood Pl, Coventry Dr, Tarras Ct, Euclid Ave, Louis St, Shirwinjo Dr | $818 |
| Mosher Rd, N Tower Beach Rd, E Townline 16 Rd, W 3rd St, E Pinconning Rd, Manitou St, Hupter Rd, Bay Arenac Line Rd, Townline 16 Rd, Kaiser Rd | $764 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Au Gres, MI | $93300 | 30 year old | $721 |
| Frankenmuth, MI | $170700 | New Home | $624 |
| Clement, MI | $94800 | 50 year old | $739 |
| Maple Grove, MI | $137600 | 50 year old | $807 |
| Pigeon, MI | $77400 | Above 50 year old | $714 |
| Gagetown, MI | $44700 | 30 year old | $620 |
| New Lothrop, MI | $100600 | 30 year old | $733 |
| Flushing charter, MI | $130900 | Above 50 year old | $676 |
| Sand Lake, MI | $96000 | 30 year old | $725 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,192 | $1,263 |
| $100,000 to $124,999 | $697 | $738 |
| $300,000 to $399,999 | $2,878 | $3,051 |
| $750,000 to $999,999 | $5,155 | $5,465 |
| $250,000 to $299,999 | $2,097 | $2,223 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Au Gres, MI | $701 | $510 |
| Frankenmuth, MI | $811 | $589 |
| Clement, MI | $703 | $511 |
| Maple Grove, MI | $768 | $558 |
| Pigeon, MI | $673 | $489 |
| Gagetown, MI | $604 | $439 |
| New Lothrop, MI | $713 | $518 |
| Flushing charter, MI | $637 | $463 |
| Sand Lake, MI | $705 | $513 |
| Coverage Value | Average Bay County, MI Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,878 |
| $100,000 to $124,999 | $697 |
| $750,000 to $999,999 | $5,155 |
| $250,000 to $299,999 | $2,097 |
| $1500,000 to $2000,000 | $6,096 |