What Makes Your Baytown, TX Home Insurance Cheap or Expensive

Baytown, TX homeowners insurance rate is about $263-$5,640 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Baytown, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Queenswood St, Michaelis St, Russell Ln, Canterbury Dr, Lonely Pine Dr, Cadbury Cir, N Market Loop, Sylvan Ln, Mary Ethel Rd, Raccoon Dr 5,640
Sagebrush Trl, Water Canyon Rd, Cline Rd, E Baker Rd, Dogwood Trl, Sheri Ln, Mesquite St, Barkaloo Rd, Red Cedar Dr, Crestbriar Ct 840
Surrey St, Sandpiper Cir, Tallow Cove Dr, Ponderosa Dr, Ponderosa St, Willowview Dr, Carousel Cir, Oakwood Court Dr, Maple Dr, Estate Dr 1,680
Myrtle Dr, Pin Oak St, Holly Dr, Yaupon Dr, Azalea Dr, Crow Rd, Macarthur St, Wildrose Dr, Jasmine St, Queens Ct 4,680
Angelfish Cove, S Heron Inlet, Tri City Beach Rd, Woodside Dr, Sugar Bush St, Bay Hill Dr, Westwood St, Flamingo Bight S, Roseland Dr, N Heron Inlet 2,520

Cost of Baytown, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Old River-Winfree, TX 1989 89,000 1,514
League City, TX 2000 176,300 1,290
Dickinson, TX 1983 124,000 1,550
Humble, TX 2005 104,900 1,245
Aldine, TX 1981 80,200 1,513

Cost of Home insurance with Deductible Scenarios in Baytown, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
98,600 390 320

Baytown, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Baytown, TX Homeowners Insurance ($)
Less than $50,000 2,559 17.0 263
Less than $200,000 531 3.0 2,040
Less than $300,000 330 2.0 3,004
More than $300,000 214 1.0 3,816
Less than $100,000 1,031 7.0 568

Baytown, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 600 635

Baytown, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
94,500 90,000 582 498 84

How can I Make My Baytown, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Baytown, TX