What Makes Your Bedford County, VA Home Insurance Cheap or Expensive

Bedford County, VA homeowners insurance rate is about $841 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Bedford County, VA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Twin Peaks Dr, Dragonfly Dr, Gingerbread St, State Rte 718, Dudes Dr, Culpepper Ln, Four Seasons Dr, State Rte 868, Little Apple Dr, Buttercup Ln $814
Newhall Cir, State Rte 722, State Rte 727, Twilight Dr, Greenside Ct, State Rte 728, Mentow Dr, Nicopolis Dr, Island Creek Rd, State Rte 713 $931
Crosscreek Rd, State Rte 875, State Hwy 637, Serenity Ln, Battery Creek Dr, State Rte 611, Welsh Rd, Spring Hill Cir, Skimmer Station Trl, Lee Jackson Hwy $691
Shadwell Dr, Persimmon Way, Chamomile Ln, State Rte 1254, Millwoods West Rd, Mill Acres Dr, Winesap Dr, Keeneland Ct, Hooper Rd, Cossman Ct $942
Harvest Ln, Anderson Ln, White Rd, State Rte 703, Walkers Crossing Dr, Runaway Ln, Old Station Farm Rd, State Rte 841, Century Dr, Mistwood Pl $953

Cost of Bedford County, VA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Laymantown, VA $210700 Above 50 year old $932
Penhook, VA $514900 50 year old $1,729
Staunton River, VA $96900 50 year old $963
Boones Mill, VA $157800 New Home $611
Brookneal, VA $105900 Above 50 year old $972
Catawba, VA $186700 Above 50 year old $743
Banister, VA $102400 40 year old $944
Simmonsville, VA $185000 Above 50 year old $880

Bedford County, VA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $570 $605
$100,000 to $124,999 $388 $411
$750,000 to $999,999 $3,185 $3,376
$175,000 to $199,999 $737 $781
$1500,000 to $2000,000 $3,766 $3,992

Cost of Home insurance with Deductible Scenarios in Bedford County, VA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Laymantown, VA $878 $638
Penhook, VA $1,646 $1,196
Staunton River, VA $916 $666
Boones Mill, VA $764 $555
Brookneal, VA $916 $666
Catawba, VA $700 $509
Banister, VA $909 $660
Simmonsville, VA $830 $603

Bedford County, VA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Bedford County, VA Homeowners Insurance ($)
$150,000 to $174,999 $570
$300,000 to $399,999 $1,772
$175,000 to $199,999 $737
$750,000 to $999,999 $3,185
$100,000 to $124,999 $388

How can I Make My Bedford County, VA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Bedford County, VA