What Makes Your Berks County, PA Home Insurance Cheap or Expensive

Berks County, PA homeowners insurance rate is about $724 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Berks County, PA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Batdorf Rd, Lions Dr, N Heidelberg Rd, Market St, T506, State Rte 645, E Mill St, Hunsicker Ln, Sweet Birch Ln, Strausstown Rd $1,033
Witchcraft Rd, Green Acres Rd, Daniel Rd W, Kerith Rd, Partridge St, Kist Hill Rd, Pine Creek Rd, Sr1017, Stump Rd, Creek Rd $846
Moatz Ln, Windfield Dr, Five Points Rd, Doe Ridge Dr, Timbercreek Rd, Hughes Ln, T-906, T-915, Lyons Rd, Seyler Rd $880
Pilgert St, Fairchild St, Shamrock Ln, Longsdale Rd, Home Ave, State Rte 1024, Centennial, Shepard Ln, E Barkley St, Williamson Rd $663
Independence Ct, Via Dolorosa Dr, Ontelaunee Dr, Timber Dr, Shoemakersville Rd, Maple Leaf Dr, Cassidy Ct, W Wesner Rd, State Rte 1011, Hammond St $839

Cost of Berks County, PA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Temple, PA $114400 New Home $503
Stouchsburg, PA $143400 Above 50 year old $725
Williams, PA $281800 40 year old $827
Eastlawn Gardens, PA $253400 40 year old $922
Bushkill, PA $286600 30 year old $827
Drexel Hill, PA $181400 Above 50 year old $673
East Lansdowne, PA $120000 Above 50 year old $673

Berks County, PA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $2,702 $2,864
$400,000 to $499,999 $2,111 $2,238
$200,000 to $249,999 $884 $937
$150,000 to $174,999 $614 $651
$750,000 to $999,999 $3,125 $3,312

Cost of Home insurance with Deductible Scenarios in Berks County, PA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Temple, PA $621 $452
Stouchsburg, PA $684 $497
Williams, PA $796 $578
Eastlawn Gardens, PA $888 $645
Bushkill, PA $805 $585
Drexel Hill, PA $635 $461
East Lansdowne, PA $634 $461

Berks County, PA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Berks County, PA Homeowners Insurance ($)
$750,000 to $999,999 $3,125
$300,000 to $399,999 $1,656
$250,000 to $299,999 $1,256
$1500,000 to $2000,000 $3,695
$100,000 to $124,999 $497

How can I Make My Berks County, PA Home Insurance Cheaper

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