What Makes Your Binghamton, NY Home Insurance Cheap or Expensive

Binghamton, NY homeowners insurance rate is about $1194 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Binghamton, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Telegraph St, Burr Ave, Rollins St, Carlton St, Phinn Ave, Delmar St, Hillside Ave, Esther Ave, Felters Rd, Lucy St $590
James St, Oneonta St, Pearl Ave, New St, Stone St, Spring Ln, Edgewood Rd, Spurr Ave, Curran Ave, Burlington St $625
Downs Ave, Judson Ave, Slauson Ave, Field St, Lake Ave, Miles St, Colfax Ave, Murphy Ave, Mygatt St, Columbus St $591
Nash St, Gray St, Addison Ct, Rossmore Pl, Andrews Ave, Chamberlain St, Whiting St, Burton Ave, Broadmoor Dr, Fairview Ave $591
Mozart St, Van Ness Rd, Bennett Ave, Crestmont Rd, Briar Ct, Crary Ave, Cleveland Ave, Leroy St, Rotary Ave, Laurel Ave $767

Cost of Binghamton, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Triangle, NY $107300 40 year old $609
New Milford, PA $176400 Above 50 year old $792
Butternuts, NY $135000 50 year old $644
Ithaca, NY $247800 50 year old $984
Simpson, PA $83700 New Home $397
Clarks Summit, PA $210700 30 year old $698
Jermyn, PA $122000 Above 50 year old $678
Canaan, PA $182000 30 year old $777
Sherburne, NY $106300 40 year old $609

Binghamton, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $4,073 $4,317
$300,000 to $399,999 $5,730 $6,074
$100,000 to $124,999 $1,157 $1,227
$1500,000 to $2000,000 $12,025 $12,747
$175,000 to $199,999 $2,390 $2,534

Cost of Home insurance with Deductible Scenarios in Binghamton, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Triangle, NY $587 $426
New Milford, PA $747 $543
Butternuts, NY $613 $445
Ithaca, NY $937 $681
Simpson, PA $545 $396
Clarks Summit, PA $680 $494
Jermyn, PA $639 $465
Canaan, PA $757 $550
Sherburne, NY $587 $426

Binghamton, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Binghamton, NY Homeowners Insurance ($)
$500,000 to $749,999 $8,796
$250,000 to $299,999 $4,073
$1500,000 to $2000,000 $12,025
$100,000 to $124,999 $1,157
$175,000 to $199,999 $2,390

How can I Make My Binghamton, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Binghamton, NY