Buffalo, NY homeowners insurance rate is about $1215 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Kirkover St, Gilbert St, New Babcock St, Gorham St, Bradford St, Hardwood Pl, Peabody St, New Bailey Ave, Daytona Pl, Bender Ave | $609 |
| Silverdale Pl, Hayden St, Melrose St, Hillside Ave, Buffum St, Newman Pl, Paul Pl, Fields Ave, Norman Ave, Kingston Pl | $600 |
| Kane St, Gates Ave, Commerce Dr, Birch St, Ingham Ave, Swygert St, Woodyard Way, Homestead St, Hamburg Tpke, Steelawanna Ave | $598 |
| Essex Ln, Curry Walk, Durham Ct, Arsenal Pl, Howard St, W Peckham St, Mary B Talbert Blvd, Cambridge Ct, Bedford Ct, Devon Green | $598 |
| Page St, Rebecca Park, Ruhl Ave, St Florian St, Janice St, Lawn Ave, Pavonia St, Clayton St, Blum Ave, Short St | $611 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Lackawanna, NY | $90100 | New Home | $691 |
| Niagara Falls, NY | $69900 | 30 year old | $1,244 |
| Boston, NY | $183300 | New Home | $489 |
| Pembroke, NY | $149300 | 30 year old | $653 |
| Gowanda, NY | $77200 | 50 year old | $617 |
| Somerset, NY | $113200 | New Home | $431 |
| Villenova, NY | $82300 | 40 year old | $607 |
| Murray, NY | $95000 | 40 year old | $605 |
| Chautauqua County, NY | $85800 | New Home | $882 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $13,600 | $14,416 |
| $400,000 to $499,999 | $7,772 | $8,238 |
| $750,000 to $999,999 | $11,502 | $12,192 |
| $100,000 to $124,999 | $1,689 | $1,790 |
| $175,000 to $199,999 | $2,746 | $2,911 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Lackawanna, NY | $948 | $689 |
| Niagara Falls, NY | $1,211 | $880 |
| Boston, NY | $662 | $481 |
| Pembroke, NY | $635 | $462 |
| Gowanda, NY | $587 | $426 |
| Somerset, NY | $591 | $429 |
| Villenova, NY | $585 | $425 |
| Murray, NY | $583 | $424 |
| Chautauqua County, NY | $1,211 | $880 |
| Coverage Value | Average Buffalo, NY Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $2,286 |
| $400,000 to $499,999 | $7,772 |
| $100,000 to $124,999 | $1,689 |
| $300,000 to $399,999 | $6,328 |
| $175,000 to $199,999 | $2,746 |