What Makes Your Cambridge, MA Home Insurance Cheap or Expensive

Cambridge, MA homeowners insurance rate is about $1298 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Cambridge, MA
2Effect of Value and Age on Homeowners Insurance Rates in Cambridge, MA
3Homes with Swimming Pools have Higher Homeowners Insurance in Cambridge, MA
4How Deductibles Affect Home Insurance Rates in Cambridge, MA
5Effect of Home Coverage on Homeowners Insurance in Cambridge, MA

Cost of Cambridge, MA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Buckingham St, Old Dee Rd, Brattle Cir, Larchwood Dr, Gracewood Park, Fresh Pond Ln, Parkway Ter, Traill St, Greenough Blvd, Aberdeen Ct $3,552
Vineyard St, Aberdeen Way, Poplar Rd, Fresh Pond Pkwy, St Sauveur Ct, Fresh Pond Pl, Locust Ter, Oxford Ave, Fountain Ter, Worthington St $1,124
Orrin St, Smith Pl, Tierney St, Chetwynd Rd, Spinelli Pl, Fawcett St, Kelley St, Winslow St, Chilton St, Fenno St $1,110
Eliot Sq, Buckingham St, Bradbury St, Healey St, Arsenal Sq, Hilliard Pl, Berkeley Pl, Mercer Cir, Hilliard St, Buckingham Pl $2,276
Emily St, Pilgrim St, Hastings Sq, Erie St, Putnam Ct, Reardon St, Peters St, Grove Ave, Westacott Ct, Speridakis Ter $1,264

Cost of Cambridge, MA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Somerville, MA $558300 New Home $1,128
Winthrop Town, MA $387200 Above 50 year old $1,027
Swampscott, MA $450600 New Home $818
Whitman, MA $289800 40 year old $864
Essex County, MA $373400 40 year old $1,385
Plaistow, NH $249800 New Home $663
Cumberland Hill, RI $248200 30 year old $969
North Smithfield, RI $280300 50 year old $1,075
Bedford, NH $374800 50 year old $1,199

Cambridge, MA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $264 $280
$500,000 to $749,999 $1,263 $1,338
$400,000 to $499,999 $986 $1,046
$175,000 to $199,999 $321 $340
$1500,000 to $2000,000 $1,726 $1,830

Cost of Home insurance with Deductible Scenarios in Cambridge, MA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Somerville, MA $1,549 $1,125
Winthrop Town, MA $969 $704
Swampscott, MA $1,036 $753
Whitman, MA $832 $605
Essex County, MA $1,334 $969
Plaistow, NH $897 $652
Cumberland Hill, RI $943 $686
North Smithfield, RI $1,023 $743
Bedford, NH $1,141 $829

Cambridge, MA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Cambridge, MA Homeowners Insurance ($)
$300,000 to $399,999 $777
$200,000 to $249,999 $407
$100,000 to $124,999 $171
$1500,000 to $2000,000 $1,726
$1000,000 to $1499,999 $1,608

How can I Make My Cambridge, MA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Cambridge, MA