Carlsbad, CA homeowners insurance rate is about $1345 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Tanzanite Dr, Sea Island Pl, Bressi Ranch Way, Pso Tienda, Ascot Ave, Rancho Quartillo, Onda Pl, Via Maximo, Oldoe Ln, Feldspar Pl | $1,458 |
| Tularosa Ln, Northstar Way, Rockdale Pl, Cll Tres Vistas, Querida Sol, Cam del Rancho, Valleyside Ln, Carib Dr, Via de Las Flores, Triple C Ranch Rd | $2,063 |
| la Gacha Ln, Corte Acebo, Reposado Dr, Garboso Pl, Cll Pinabete, Vis Palma, la Selva Way, Mateo Pl, Rocio St, Oviedo Pl | $1,616 |
| Don Diablo Dr, Milos Way, Don Ricardo Dr, Willow Ridge Dr, Pleasant Vale Dr, Harmony Way, Don Miguel Dr, Mountain Pass Cir, Fairhope Loop, Plateau Pl | $806 |
| Grand Pacifica Dr, Corte Orchidia, Kellogg Ave, Dickinson Dr, Oriole Ct, Faraday Ave, Lanyard Pl, Calliandra Rd, Thrush Pl, Goldfinch Pl | $1,692 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Solana Beach, CA | $1103900 | 40 year old | $979 |
| Eucalyptus Hills, CA | $493400 | 30 year old | $1,015 |
| Winter Gardens, CA | $368300 | 40 year old | $843 |
| La Mesa, CA | $455800 | 50 year old | $1,270 |
| Aguanga, CA | $215900 | 50 year old | $698 |
| Lake Riverside, CA | $275600 | 40 year old | $779 |
| Laguna Beach, CA | $1570700 | 30 year old | $957 |
| Aliso Viejo, CA | $582300 | 50 year old | $1,429 |
| Hemet, CA | $157500 | New Home | $954 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $206 | $219 |
| $200,000 to $249,999 | $411 | $436 |
| $1500,000 to $2000,000 | $1,675 | $1,776 |
| $1000,000 to $1499,999 | $1,560 | $1,654 |
| $250,000 to $299,999 | $540 | $573 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Solana Beach, CA | $943 | $685 |
| Eucalyptus Hills, CA | $988 | $718 |
| Winter Gardens, CA | $812 | $590 |
| La Mesa, CA | $1,208 | $878 |
| Aguanga, CA | $664 | $482 |
| Lake Riverside, CA | $750 | $545 |
| Laguna Beach, CA | $931 | $677 |
| Aliso Viejo, CA | $1,360 | $989 |
| Hemet, CA | $1,309 | $951 |
| Coverage Value | Average Carlsbad, CA Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $1,225 |
| $150,000 to $174,999 | $248 |
| $100,000 to $124,999 | $206 |
| $400,000 to $499,999 | $957 |
| $1500,000 to $2000,000 | $1,675 |