What Makes Your Carmel, NY Home Insurance Cheap or Expensive

Carmel, NY homeowners insurance rate is about $1491 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Carmel, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
County Line Dr, Raven Rd, Geymer Dr, Bass Rd, Green Acres Ln, Cross Dr, Gilead Rd, W Branch Rd, Co Rd 30, Walnut Dr $2,518
Birch Hill, Sylvan Dr, E Lake Blvd, Lakeview St, Ridge Cir, Alan Dr, Highland View Rd, Brightview Ct, Lockwood Ln, Cross Dr N $2,499
Shindehogan Rd, Ernhoffer Dr, Samantha Ln, Valley Rd, Timber Trl, Albion Oval E, Lacona Rd, Watermelon Hill Rd, Weber Hill Rd, Frances Kiernan Pl $1,292
Co Rd 32, Kelly Rd, Belden Rd, Old Farm Rd, Fowler Ave, Old Town Rd, Circle Dr, Co Rd 60, Wainwright Dr, Everett Rd $1,775
Scott Rd, W Oak Rd, Winding Wood Ct, Spring Brook Rd, Scout Hill Rd, Maple Ln, Hilda Dr, St Anthony Pl, Rockledge Rd, Forest Rd $1,741

Cost of Carmel, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Firthcliffe, NY $283600 50 year old $1,158
Spring Valley, NY $278600 40 year old $1,041
Clintondale, NY $272900 30 year old $1,079
Haworth, NJ $645500 50 year old $2,123
Pine Bush, NY $205200 40 year old $806
Great Neck Estates, NY $1247100 New Home $810
Williston Park, NY $498700 50 year old $2,627
East Haven, CT $206900 New Home $712

Carmel, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $3,128 $3,316
$100,000 to $124,999 $325 $345
$750,000 to $999,999 $2,841 $3,011
$400,000 to $499,999 $1,919 $2,034
$175,000 to $199,999 $687 $728

Cost of Home insurance with Deductible Scenarios in Carmel, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Firthcliffe, NY $1,103 $801
Spring Valley, NY $1,002 $729
Clintondale, NY $1,050 $763
Haworth, NJ $2,020 $1,468
Pine Bush, NY $777 $564
Great Neck Estates, NY $1,097 $797
Williston Park, NY $2,501 $1,817
East Haven, CT $891 $647

Carmel, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Carmel, NY Homeowners Insurance ($)
$750,000 to $999,999 $2,841
$150,000 to $174,999 $632
$250,000 to $299,999 $1,244
$100,000 to $124,999 $325
$400,000 to $499,999 $1,919

How can I Make My Carmel, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Carmel, NY