What Makes Your Centereach, NY Home Insurance Cheap or Expensive

Centereach, NY homeowners insurance rate is about $44-$29,400 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Centereach, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Blydenburg Rd, Appaloosa Trl, Melvin Ave, Arden Ct, Arden Ln, Leeds Blvd, Hettys Path, Sambi Ct, Grendon Ln, Sydney Ave 6,000
Teaberry Ct, Wisdom Way, Trapper Ln, Pontiac Ct, Millbury Ln, Rush St, Elk Ln, Segatogue Ln, Stillhunter Ln, Brookfield Ln 17,400
Debron Ct, Holly Rd, Curtis St, Laurie Blvd, Lenore Ln, Champlin St, Reizen Ave, Somerset St, Taj Ct, Rego Ave 29,400
McGaw Ave, Wisteria Ln, Elliot Ave, Hawkton Pl, Broad St, Symphony Dr, Tower St, Trim Ln, Mount Vernon Ct, Clematis Ct 2,520
Linda Dr, Woods Ln, Flower Ln, Wagon Ln, N Morning Dr, Marta Rd, Garden Ln, Leonard Ln, Thornwood Rd, Stewart Cir S 15,600

Cost of Centereach, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Westhampton, NY 1990 643,400 1,003
Westhampton Beach, NY 2008 739,500 864
Salisbury, NY 1992 451,400 952
Mineola, NY 1986 441,500 982
Munsey Park, NY 1993 More than 1,000,000 1,104

Cost of Home insurance with Deductible Scenarios in Centereach, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
366,000 1,280 1,080

Centereach, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Centereach, NY Homeowners Insurance ($)
Less than $50,000 77 1.0 44
Less than $200,000 63 1.0 242
Less than $300,000 466 7.0 401
More than $300,000 4,291 69.0 625

Centereach, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300000-$350000 2,343 2,408

Centereach, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
395,000 370,000 3,393 2,643 750

How can I Make My Centereach, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Centereach, NY