Centereach, NY homeowners insurance rate is about $1261 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Blydenburg Rd, Appaloosa Trl, Melvin Ave, Arden Ct, Arden Ln, Leeds Blvd, Hettys Path, Sambi Ct, Grendon Ln, Sydney Ave | $2,039 |
| Teaberry Ct, Wisdom Way, Trapper Ln, Pontiac Ct, Millbury Ln, Rush St, Elk Ln, Segatogue Ln, Stillhunter Ln, Brookfield Ln | $1,103 |
| Debron Ct, Holly Rd, Curtis St, Laurie Blvd, Lenore Ln, Champlin St, Reizen Ave, Somerset St, Taj Ct, Rego Ave | $1,264 |
| McGaw Ave, Wisteria Ln, Elliot Ave, Hawkton Pl, Broad St, Symphony Dr, Tower St, Trim Ln, Mount Vernon Ct, Clematis Ct | $1,068 |
| Linda Dr, Woods Ln, Flower Ln, Wagon Ln, N Morning Dr, Marta Rd, Garden Ln, Leonard Ln, Thornwood Rd, Stewart Cir S | $802 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Westhampton, NY | $721600 | New Home | $542 |
| Westhampton Beach, NY | $660400 | 40 year old | $2,993 |
| Salisbury, NY | $439200 | 40 year old | $1,169 |
| Mineola, NY | $456200 | New Home | $898 |
| Munsey Park, NY | $1505700 | New Home | $885 |
| Westbrook, CT | $378900 | 50 year old | $1,015 |
| Orient, NY | $736700 | 30 year old | $549 |
| Blauvelt, NY | $497700 | 40 year old | $883 |
| Woodbury, CT | $350800 | Above 50 year old | $1,098 |
| Ridgefield, NJ | $447300 | 50 year old | $1,091 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $1,552 | $1,645 |
| $750,000 to $999,999 | $2,735 | $2,899 |
| $400,000 to $499,999 | $1,848 | $1,959 |
| $175,000 to $199,999 | $673 | $713 |
| $200,000 to $249,999 | $751 | $796 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Westhampton, NY | $755 | $549 |
| Westhampton Beach, NY | $2,882 | $2,094 |
| Salisbury, NY | $1,126 | $818 |
| Mineola, NY | $1,123 | $816 |
| Munsey Park, NY | $1,198 | $870 |
| Westbrook, CT | $966 | $702 |
| Orient, NY | $534 | $388 |
| Blauvelt, NY | $850 | $618 |
| Woodbury, CT | $1,035 | $752 |
| Ridgefield, NJ | $1,039 | $755 |
| Coverage Value | Average Centereach, NY Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $3,234 |
| $500,000 to $749,999 | $2,365 |
| $750,000 to $999,999 | $2,735 |
| $150,000 to $174,999 | $563 |
| $400,000 to $499,999 | $1,848 |