What Makes Your Charlotte County, FL Home Insurance Cheap or Expensive

Charlotte County, FL homeowners insurance rate is about $1364 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Charlotte County, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Quentin Ave, Angel Ave, Ball St, Cliff Ave, Avanti St, Hoffer St, Topaz St, Eagle Pointe Dr, Ransom Ave, Butler St $1,428
Badger Dr, Hesta Misty Ct, Corinthian Dr, Tangelo Rd, Azure Ct, Mandarin Dr, Drantes Dr, Ave B, Doredo Dr, Garlin Ln $1,583
Norlander Dr, Proctor Ave, Facet Ln, Colt Ter, Martha Ave, Rarketon St, Laredo Cir, Burnett St, Guest Ter, Buffing Rd $1,269
Nigue Cir, S Bend Ave, Allentown Ave, Chico St, Allamanda Cir, Lares St, Wild Cat, Oshkosh Ave, Fieldcrest Ln, Consul St $1,419
Rockford Ave, Peach Ave, Larkin St, Anita Ave, Sheffield Ln, Englar Ln, Teaberry St, S Access Rd, Sunnybrook Blvd, Crown Dr $1,359

Cost of Charlotte County, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Olga, FL $156100 30 year old $1,477
Alva, FL $301100 New Home $1,763
Fort Myers, FL $166700 Above 50 year old $1,439
Grove City, FL $124400 30 year old $1,261
Venice, FL $192000 50 year old $1,582
Myakka City, FL $353800 50 year old $971
Siesta Key, FL $659400 30 year old $956
Highlands County, FL $87900 50 year old $991
Sarasota, FL $91700 Above 50 year old $1,069

Charlotte County, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $3,454 $3,662
$250,000 to $299,999 $2,323 $2,462
$175,000 to $199,999 $1,374 $1,456
$400,000 to $499,999 $4,182 $4,433
$1500,000 to $2000,000 $7,319 $7,758

Cost of Home insurance with Deductible Scenarios in Charlotte County, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Olga, FL $1,438 $1,045
Alva, FL $2,353 $1,710
Fort Myers, FL $1,357 $986
Grove City, FL $1,227 $892
Venice, FL $1,505 $1,094
Myakka City, FL $924 $672
Siesta Key, FL $931 $676
Highlands County, FL $943 $685
Sarasota, FL $1,008 $732

Charlotte County, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Charlotte County, FL Homeowners Insurance ($)
$200,000 to $249,999 $1,670
$300,000 to $399,999 $3,454
$150,000 to $174,999 $1,181
$1500,000 to $2000,000 $7,319
$400,000 to $499,999 $4,182

How can I Make My Charlotte County, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Charlotte County, FL