Charlotte, NC homeowners insurance rate is about $947 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| New Life Rd, Oakdale Pasture Dr, State Rd 2026, Freestone Dr, Teresa Ln, Wiegon Ln, Shalimar Dr, Watts Dr, Pleasant Grove Rd, State Rd 2183 | $859 |
| Grassy Creek Dr, Cross Oak Pl, Shaw Dr, Lawther Rd, Flatwoods Ct, Pinewood Dr, E Greenway St, Dellwood Dr, Verhoeff Dr, Tin Pan Aly | $941 |
| Pine Cape Dr, Outwell Rd, Pine Tree Cir, Nomad Dr, Whisper Ln, Woodchip Ct, Ann Smith Ln, State Rd 1349, John Gladden Road Rd, Dewey Dr | $708 |
| Veronica Dr, Carob Tree Ln, Buttonwood Ct, Paper Birch Dr, Avensong Crossing Dr, State Rd 2970, Padstow Ct, Carolina Laurel Ct, Blue Ash Ln, Sawleaf Ct | $701 |
| Stewarts Bend Ln, Dunaverty Pl, Kettlewell Ln, Bluestem Ln, State Rd 3634, Caranna Ct, Florentina St, Alice McGinn Dr, Scarcliff Ln, Copper Mountain Blvd | $1,119 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Marvin, NC | $633300 | 30 year old | $794 |
| Lowesville, NC | $247000 | New Home | $864 |
| Goose Creek, NC | $220300 | New Home | $668 |
| Union County, NC | $215200 | 40 year old | $1,025 |
| Crowders Mountain, NC | $109000 | 50 year old | $646 |
| Oakboro, NC | $154100 | 30 year old | $880 |
| Big Lick, NC | $148900 | Above 50 year old | $746 |
| Clines, NC | $140600 | 40 year old | $701 |
| Millers, NC | $121300 | New Home | $546 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $4,175 | $4,426 |
| $500,000 to $749,999 | $3,279 | $3,476 |
| $150,000 to $174,999 | $745 | $789 |
| $200,000 to $249,999 | $954 | $1,011 |
| $750,000 to $999,999 | $3,791 | $4,019 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Marvin, NC | $773 | $562 |
| Lowesville, NC | $1,153 | $838 |
| Goose Creek, NC | $904 | $657 |
| Union County, NC | $987 | $717 |
| Crowders Mountain, NC | $615 | $447 |
| Oakboro, NC | $857 | $623 |
| Big Lick, NC | $703 | $511 |
| Clines, NC | $675 | $490 |
| Millers, NC | $719 | $523 |
| Coverage Value | Average Charlotte, NC Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $3,791 |
| $200,000 to $249,999 | $954 |
| $150,000 to $174,999 | $745 |
| $1000,000 to $1499,999 | $4,175 |
| $250,000 to $299,999 | $1,490 |