Charlottesville, VA homeowners insurance rate is about $938 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| 5th St SE, South St E, 4th St NW, 3rd St SE, Main St W, Evergreen Ave, Birdwood Rd, Edge Hill Rd, Henry Ave, Harris St | $1,002 |
| US Hwy 29 Bus, Bollingwood Rd, Buckler Dr, University Way, Winston Ter, Plymouth Rd, Bruce Ave, Midmont Ln, Arlington Blvd, Rugby Ave | $2,333 |
| Keith Valley Rd, Essex Rd, Grove Rd, Kenwood Cir, Emmet St N, Jamestown Dr, Linda Ct, Brook Rd, Galloway Dr, Meadowbrook Heights Rd | $1,071 |
| Avon St, Linden Ave, Belmont Park, Carlton Rd, Elliott Ave, Rives St, Florence Rd, Sonoma St, Douglas Ave, Nassau St | $959 |
| Shamrock Rd, Azalea St, Highland Ave, Sunset Ave, Village Ct, Todd Ave, Village Rd, Moseley Dr, Broad Ave, Antoinette Ct | $900 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Rio, VA | $300300 | New Home | $633 |
| Esmont, VA | $157100 | 50 year old | $800 |
| Fluvanna County, VA | $228100 | Above 50 year old | $806 |
| Stanardsville, VA | $206100 | 40 year old | $759 |
| Rapidan, VA | $194400 | 40 year old | $882 |
| Bridgewater, VA | $220000 | 50 year old | $788 |
| Mountain Road, VA | $192700 | Above 50 year old | $897 |
| Goochland County, VA | $327700 | New Home | $638 |
| Linville, VA | $181900 | 50 year old | $727 |
| Luray, VA | $164900 | New Home | $618 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $1,406 | $1,490 |
| $1000,000 to $1499,999 | $2,769 | $2,935 |
| $750,000 to $999,999 | $2,514 | $2,665 |
| $500,000 to $749,999 | $2,174 | $2,305 |
| $1500,000 to $2000,000 | $2,973 | $3,151 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Rio, VA | $833 | $606 |
| Esmont, VA | $762 | $554 |
| Fluvanna County, VA | $760 | $552 |
| Stanardsville, VA | $731 | $531 |
| Rapidan, VA | $850 | $617 |
| Bridgewater, VA | $750 | $545 |
| Mountain Road, VA | $846 | $615 |
| Goochland County, VA | $863 | $627 |
| Linville, VA | $692 | $503 |
| Luray, VA | $782 | $569 |
| Coverage Value | Average Charlottesville, VA Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,009 |
| $750,000 to $999,999 | $2,514 |
| $100,000 to $124,999 | $282 |
| $200,000 to $249,999 | $710 |
| $150,000 to $174,999 | $480 |