What Makes Your Chelsea, AL Home Insurance Cheap or Expensive

Chelsea, AL homeowners insurance rate is about $1526 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

No Topics
1Homeowners Insurance Rates in Different Neighbourhoods of Chelsea, AL
2Effect of Value and Age on Homeowners Insurance Rates in Chelsea, AL
3Homes with Swimming Pools have Higher Homeowners Insurance in Chelsea, AL
4How Deductibles Affect Home Insurance Rates in Chelsea, AL
5Effect of Home Coverage on Homeowners Insurance in Chelsea, AL

Cost of Chelsea, AL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Evans Rd, Crossbrook Trl, Hodgens Rd, Sentinel Rd, Yellow Leaf Cir, Salser Ln, Yerby Ln, Rabbit Run, Stillmeadow Cir, Chelsea Rd $1,516
Chelsea Rd, Flagstone Dr, Hawk Creek Rd, Co Rd 450, Co Rd 51, Dorough Rd, Co Rd 440, Manhattan Lakes, Rabbit Run, Hwy 51 $1,235
Dunstan Dr, Southledge Rd, Grove Park Cir, Sheffield Ln, Champion Blvd, Mill Creek Dr, Cresent Cir, Highland Park Cir, English Turn, Eaton Cir $1,502
Beechwood Trl, Old Deer Creek Rd, Beulah Land Dr, Ivy Ln, Wood Forest Ln, Lake Cottage Rd, Cloverleaf St, Wehapa Cir, Stillwood Ln, Victory Ln $1,198
Saddlecreek Pkwy, Saddlecreek Cir, Rosemont Ct, Cameron Cir, Yorkshire Park, Greystone Cove Cir, S Bishops Rock, Saddlecreek Trl, Rosemont Rd, Haven Rd $2,009

Cost of Chelsea, AL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Homewood, AL $319300 Above 50 year old $1,017
Columbiana, AL $162800 40 year old $955
Oak Grove, AL $79400 New Home $675
Brantleyville, AL $35900 40 year old $522
Sycamore, AL $83200 New Home $669
Talladega, AL $84100 50 year old $773
Concord, AL $150700 50 year old $1,304
Alexandria, AL $120300 50 year old $1,148
Altoona, AL $70700 50 year old $822

Chelsea, AL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $2,210 $2,342
$100,000 to $124,999 $525 $557
$175,000 to $199,999 $927 $983
$250,000 to $299,999 $1,548 $1,641
$400,000 to $499,999 $2,688 $2,849

Cost of Home insurance with Deductible Scenarios in Chelsea, AL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Homewood, AL $959 $697
Columbiana, AL $919 $668
Oak Grove, AL $844 $613
Brantleyville, AL $503 $365
Sycamore, AL $869 $632
Talladega, AL $735 $534
Concord, AL $1,241 $902
Alexandria, AL $1,093 $794
Altoona, AL $782 $569

Chelsea, AL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Chelsea, AL Homeowners Insurance ($)
$200,000 to $249,999 $1,094
$1000,000 to $1499,999 $4,382
$300,000 to $399,999 $2,210
$150,000 to $174,999 $716
$175,000 to $199,999 $927

How can I Make My Chelsea, AL Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Chelsea, AL