What Makes Your Chemung County, NY Home Insurance Cheap or Expensive

Chemung County, NY homeowners insurance rate is about $157-$8,880 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Chemung County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Old Narrows Rd, Rosewood Rd, Lexington Run, Larchmont Ave, Glendale Dr, Hillview Dr, Co Rd 55, Co Rd 10, Cayuga Dr, Barnes Hill Rd 5,040
E Mill St Exd, Redwing Ln, Evergreen Cir, 1st St, Dutchess Dr, Eastview Dr, Kalem Cir, High View Cir, Prospect Hill Rd, Brenway Dr 1,320
New Rd, Cemetery St, Murphy Hill Rd, Seven Acres Rd, Valley Dr, Old Sullivan Rd, Morris Hill Rd, Co Rd 6a, Breed Hollow Rd, Beaver Ave 8,880
Pepin Dr, Harrington Rd, Co Rd 22, Thomas Rd, Blackburn Hill Rd, Christopher Rd, Joslin Rd, North St, W Thomas Rd, Mallory Rd 3,360
Drake Rd, Co Rd 38, Langford Creek Rd, Swartwood Hill Rd, E Sullivanville Rd, Alice Little Rd, Shoemaker Rd, Upper Front St, Beaver Pond Rd, Lewis St 1,320

Cost of Chemung County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Horseheads, NY 1984 105,800 881
Newfield, NY 2000 121,700 723
Cayuga Heights, NY 1981 320,200 947
Troy, PA 1982 101,600 882
Osceola, PA 1988 101,300 881

Cost of Home insurance with Deductible Scenarios in Chemung County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
98,300 370 320

Chemung County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Chemung County, NY Homeowners Insurance ($)
Less than $50,000 3,319 13.0 157
Less than $200,000 816 3.0 1,193
Less than $300,000 695 2.0 1,755
More than $300,000 619 2.0 2,228
Less than $100,000 1,704 7.0 333

Chemung County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 918 953

Chemung County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
134,500 110,000 972 595 377

How can I Make My Chemung County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Chemung County, NY