Clay County, MN homeowners insurance rate is about $1027 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Washington Ave, Co Hwy 27, Michael St, Pershing Ave, 230th St N, Elizabeth St E, 200th St N, Co Rd 114, 220th St N, 5th St | $862 |
| 2nd St S, 16th Ave S, 5th St SE, Co Hwy 14, 2nd S SE, 21st Ave S, Co Rd 65, 6 St S, Co Hwy 7, Co Hwy 79 | $979 |
| 200 St S, 5th Ave SE, Co Rd 120, 140th St S, 10th Ave SE, 88th Ave S, Front St N, 6th St SW, 160 Ave S, Co Rd 121 | $1,050 |
| Co Hwy 18, Co Rd 98, 90th St N, 80th Ave NW, N 70th St, 7th St, Co Rd 106, 85th Ave NW, 210th Ave NW, Co Hwy 95 | $1,085 |
| 4th St SE, 5th Ave N, 2nd Ave NE, 2nd St NE, Co Rd 78, Co Rd 9, 9th Ave NE, Avon St, 2nd St NW, Adams Ave | $860 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Horace, ND | $254200 | Above 50 year old | $1,449 |
| Davenport, ND | $134100 | 50 year old | $1,042 |
| Fossum, MN | $168100 | Above 50 year old | $1,138 |
| Pembina, MN | $115600 | 50 year old | $896 |
| Vergas, MN | $122300 | 50 year old | $929 |
| Friberg, MN | $210100 | 50 year old | $1,271 |
| Shell Lake, MN | $183900 | New Home | $879 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $4,838 | $5,129 |
| $300,000 to $399,999 | $2,378 | $2,521 |
| $1500,000 to $2000,000 | $5,195 | $5,506 |
| $175,000 to $199,999 | $1,043 | $1,105 |
| $250,000 to $299,999 | $1,883 | $1,996 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Horace, ND | $1,366 | $993 |
| Davenport, ND | $992 | $721 |
| Fossum, MN | $1,073 | $780 |
| Pembina, MN | $853 | $620 |
| Vergas, MN | $884 | $643 |
| Friberg, MN | $1,209 | $879 |
| Shell Lake, MN | $1,127 | $819 |
| Coverage Value | Average Clay County, MN Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $4,393 |
| $400,000 to $499,999 | $2,968 |
| $100,000 to $124,999 | $651 |
| $200,000 to $249,999 | $1,147 |
| $1500,000 to $2000,000 | $5,195 |