Colonie, NY homeowners insurance rate is about $836 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Maywood Ave, St George Pl, Thompson St, Ray St, Curry Rd, Ausable Frks, Lansing Ave, Kentucky Dr, Dunning Ave, Berwyn St | $816 |
| Briarwood Rd, Campus View Dr, Bedford Dr, York Ct, Winchester Pl, Orbit Cir, Denise Dr, Karen Ct, Oathout Ln, Taprobane | $752 |
| Turnberry Ln, Paul Ave, Starlight Rd, Callaway Cir, Schuyler Hgts Apt Rd, Catherine Pl, Beaver Pond Rd, Schuyler Ln, Meadow Ln, Conway Cir | $1,261 |
| Elinor Pl, Rudder Ln, Harrowgate Way, Finch Ct, Davis Pl, Westview Dr, Fathom Pl, Dutch Meadows Dr, Blackburn Way, Phoebe Ct | $680 |
| Computer Dr E, Castle Ct, Valerie Ln, Atrium Dr, Quarry Dr, Aviation Rd, Anthony Ln, Everett Rd, Bosher Dr, Pepper Ln | $1,075 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Halfmoon, NY | $246400 | Above 50 year old | $829 |
| New Scotland, NY | $247000 | 40 year old | $814 |
| Wright, NY | $160500 | 50 year old | $689 |
| Hagaman, NY | $141700 | 40 year old | $646 |
| Moreau, NY | $181300 | New Home | $478 |
| Stockbridge, MA | $462000 | Above 50 year old | $2,097 |
| Day, NY | $164900 | Above 50 year old | $706 |
| Hartford, NY | $157700 | New Home | $468 |
| Tivoli, NY | $216700 | Above 50 year old | $865 |
| Cummington, MA | $247000 | 30 year old | $1,080 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $572 | $606 |
| $300,000 to $399,999 | $1,499 | $1,589 |
| $250,000 to $299,999 | $1,053 | $1,117 |
| $1500,000 to $2000,000 | $3,151 | $3,340 |
| $200,000 to $249,999 | $773 | $819 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Halfmoon, NY | $782 | $568 |
| New Scotland, NY | $784 | $570 |
| Wright, NY | $656 | $477 |
| Hagaman, NY | $622 | $452 |
| Moreau, NY | $656 | $477 |
| Stockbridge, MA | $1,977 | $1,437 |
| Day, NY | $666 | $484 |
| Hartford, NY | $651 | $473 |
| Tivoli, NY | $815 | $592 |
| Cummington, MA | $1,051 | $764 |
| Coverage Value | Average Colonie, NY Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $2,935 |
| $150,000 to $174,999 | $572 |
| $750,000 to $999,999 | $2,665 |
| $250,000 to $299,999 | $1,053 |
| $1500,000 to $2000,000 | $3,151 |