What Makes Your Columbia County, NY Home Insurance Cheap or Expensive

Columbia County, NY homeowners insurance rate is about $828 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Columbia County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 28, High St, Howes Rd, N Cross Rd, Blueberry Hill Rd, Bemiss Ln, Brookside Ave, Frisbee St, Longview Dr, Daley Rd $698
Summit Exd, Elm St Exn, Angus Ln, Patroon St, Macintosh Dr, West St, Pine Ln, Decker Rd, Co Rte 27, Shasta Dr $684
Birch Hill Rd, Cherokee Dr, Tompkins Rd, Lake Shores Rd, Overlook Rd, Van de Carr Dr, Co Rd 7a, Flower Top Ln, Bobolink Rd, Heather Leigh $760
Hogel Hill Rd, Every Rd, Hoffman St, Dupier Rd, Town Hall Pl, Garage Place Rd, Murray St, Normung Rd, Partridge Ln, Cottage Pl $769
Summerside Ave, Old Manorton Rd, Old Rte 82, Old Rte 9, Mahikan Dr, Vosburg Rd, Fox Creek Rd, Highland Ave, Calender House Rd, Snyderville Rd $962

Cost of Columbia County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Stuyvesant, NY $215500 50 year old $852
Millerton, NY $219500 New Home $635
Salt Point, NY $220000 30 year old $850
Granville, MA $269000 30 year old $1,141
Prattsville, NY $139900 Above 50 year old $657
New Hartford Center, CT $191400 Above 50 year old $1,073
New Hartford, CT $305400 40 year old $983
Collinsville, CT $275900 30 year old $1,287

Columbia County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $754 $799
$400,000 to $499,999 $1,794 $1,902
$500,000 to $749,999 $2,297 $2,434
$750,000 to $999,999 $2,655 $2,815
$100,000 to $124,999 $409 $433

Cost of Home insurance with Deductible Scenarios in Columbia County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Stuyvesant, NY $811 $589
Millerton, NY $825 $600
Salt Point, NY $827 $601
Granville, MA $1,111 $807
Prattsville, NY $619 $450
New Hartford Center, CT $1,012 $735
New Hartford, CT $946 $688
Collinsville, CT $1,253 $910

Columbia County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Columbia County, NY Homeowners Insurance ($)
$175,000 to $199,999 $615
$100,000 to $124,999 $409
$1000,000 to $1499,999 $2,925
$200,000 to $249,999 $754
$500,000 to $749,999 $2,297

How can I Make My Columbia County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Columbia County, NY