What Makes Your Commack, NY Home Insurance Cheap or Expensive

Commack, NY homeowners insurance rate is about $33-$40,560 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Commack, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Cottonwood Dr, Co Rd 14, Melrose Ct, Eileen Ct, Montrose Dr, Byron Rd, Wenmore Ct, Quantuck Ct, Montrose Ln, Tara Ln 40,560
Fairway View Dr, Sugarwood Ln, Rondell Ln, Stager Ln, Orleans Ct, Dwight Cir, Cecily Ln, Alice Ln, Spock Ct, Bernard Ln 7,800
Melwood Dr, Arjay Ln, Genesee Dr, Moreland Rd, Modular Ave, Shinbone Aly, Floyd Ln, Wicks Path, Wayne Pl, Wyoming St 9,000
Harvard Ln, Metuxen St, Myles Ct, Hillview Ct, Riesling Ct, Edna Ln, Fleetwood Rd, Dunlop Ct, Long Meadow Rd, Knoll Ln 34,440
Emerald Ct, Dean Ct, Rye Pl, Shaker Ridge Ln, Golden Ridge Ct, Timothy Ct, Fortune Ct, Wheatly Pl, Oatley Pl, Bluegrass Ln 40,320

Cost of Commack, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Babylon, NY 1995 355,000 927
Selden, NY 1994 329,100 914
North Hills, NY 2001 956,500 919
Cos Cob, CT 1999 935,700 1,090
Larchmont, NY 1993 More than 1,000,000 1,107

Cost of Home insurance with Deductible Scenarios in Commack, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
496,200 2,170 1,840

Commack, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Commack, NY Homeowners Insurance ($)
Less than $50,000 60 3.0 33
Less than $200,000 38 1.0 218
Less than $300,000 20 1.0 304
More than $300,000 1,536 79.0 470
Less than $100,000 38 1.0 66

Commack, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500000-$600000 3,296 3,376

Commack, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
417,000 350,000 3,366 2,759 607

How can I Make My Commack, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Commack, NY