Covington, KY homeowners insurance rate is about $902 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Morning Glory Dr, St Matthews Cir, Pampas Ct, State Hwy 1501, Ridge Rd, Highridge Dr, Knollwood Ln, Daybreak Ct, Keeney Ct, Taylorspring Ct | $744 |
| Marktwain Way, Outlook Ridge, Arden, Lost Valley Ct, Grandview Dr, Bromley-Crescent Springs Rd, Carpenter's Trce, Highknoll Ct, Northoak Dr, Saint Johns Rd | $1,032 |
| Copper Coin, Leverett Ct, E Chelsea Cir, Man-O-War Ct, Evergreen Ct, S Ashbrook Cir, Almahurst Ct, War Horse Pl, Darby Dan Ct, Palmeadow | $1,087 |
| Croley St, Wesley Dr, Rogers Overlook Ct, Ferncliff Ave, Deena Dr, Steven Ct, Sunglow St, Deer Ridge Ct, Villa Marie St, Tanglewood Ct | $1,038 |
| Edwards Ave, E Plateau St, Short Carlisle St, Virginiabradford Ct, Wermeling Ln, Clovernook Dr, Zeta Ct, Fallbrook Dr, Yager Ct, Shadyside Dr | $829 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Edgewood, KY | $212500 | New Home | $587 |
| Florence, KY | $163900 | New Home | $747 |
| Kenton County, KY | $149700 | 40 year old | $944 |
| Melbourne, KY | $121900 | 40 year old | $892 |
| Hamilton County, OH | $145800 | 40 year old | $731 |
| New Liberty, KY | $92900 | 50 year old | $785 |
| Brooksburg, IN | $92500 | 40 year old | $741 |
| Lanier, OH | $128500 | 50 year old | $723 |
| Clinton County, OH | $123700 | Above 50 year old | $696 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $2,471 | $2,620 |
| $1000,000 to $1499,999 | $5,101 | $5,408 |
| $400,000 to $499,999 | $3,130 | $3,318 |
| $175,000 to $199,999 | $1,120 | $1,187 |
| $500,000 to $749,999 | $4,006 | $4,246 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Edgewood, KY | $783 | $569 |
| Florence, KY | $947 | $688 |
| Kenton County, KY | $909 | $660 |
| Melbourne, KY | $859 | $624 |
| Hamilton County, OH | $704 | $512 |
| New Liberty, KY | $747 | $543 |
| Brooksburg, IN | $713 | $518 |
| Lanier, OH | $689 | $500 |
| Clinton County, OH | $656 | $477 |
| Coverage Value | Average Covington, KY Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $1,120 |
| $100,000 to $124,999 | $637 |
| $500,000 to $749,999 | $4,006 |
| $200,000 to $249,999 | $1,248 |
| $250,000 to $299,999 | $1,975 |