Decatur, IL homeowners insurance rate is about $947 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Pebble Springs Rd, Lincoln Memorial Pkwy, Park Rd, W Park Rd, Acom Rd, Joynt Rd, N Camp St, S Union School Rd, Macon St, Saddle Trek Rd | $747 |
| Norfolk Rd, Lisa Dr, Hummingbird Dr, E Redstart Dr, Platt St, E Dove Dr, N Bender Dr, Jordan Rd, N Orchard St, Cundiff Ct | $663 |
| Brooks Dr, Downing St, Hulett Ln, Sandcreek Cir, Baker Dr, Hawthorne Dr, Pebble Beach Dr, Oak Ridge Dr, W Grove Rd, Midland Rd | $665 |
| Parry Dr, Northland Dr, Sands Dr, N Carsons Trce, Arizona Dr, Mars Ct, Valley Dr, Colorado Dr, W Pineview Ct, Solar Ave | $645 |
| S Airport Rd, S Windsor Ct, Eileen St, S Blaine Ln, Brooks Dr, E Orchard Dr, Marilyn Dr, Meadow Park Dr, Hyman Dr, E Duchess Dr | $676 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Lincoln, IL | $90300 | Above 50 year old | $875 |
| Clear Lake, IL | $148300 | 50 year old | $684 |
| Pesotum, IL | $121000 | 50 year old | $742 |
| Lake of the Woods, IL | $101400 | Above 50 year old | $685 |
| Hittle, IL | $119400 | 40 year old | $728 |
| Paradise, IL | $86300 | Above 50 year old | $630 |
| Brown, IL | $131400 | Above 50 year old | $779 |
| Petersburg No. 13, IL | $197700 | Above 50 year old | $924 |
| Delavan, IL | $104000 | 30 year old | $673 |
| Dry Grove, IL | $210100 | 30 year old | $916 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $5,858 | $6,210 |
| $750,000 to $999,999 | $8,670 | $9,190 |
| $1000,000 to $1499,999 | $9,549 | $10,122 |
| $150,000 to $174,999 | $1,691 | $1,792 |
| $500,000 to $749,999 | $7,499 | $7,949 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Lincoln, IL | $825 | $600 |
| Clear Lake, IL | $651 | $473 |
| Pesotum, IL | $706 | $513 |
| Lake of the Woods, IL | $646 | $470 |
| Hittle, IL | $701 | $510 |
| Paradise, IL | $594 | $432 |
| Brown, IL | $734 | $533 |
| Petersburg No. 13, IL | $871 | $633 |
| Delavan, IL | $655 | $476 |
| Dry Grove, IL | $891 | $648 |
| Coverage Value | Average Decatur, IL Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $4,652 |
| $750,000 to $999,999 | $8,670 |
| $250,000 to $299,999 | $3,571 |
| $1500,000 to $2000,000 | $10,252 |
| $1000,000 to $1499,999 | $9,549 |