What Makes Your Douglas County, MN Home Insurance Cheap or Expensive

Douglas County, MN homeowners insurance rate is about $1101 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Douglas County, MN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 33 NW, Johnson St, Anderson St, Co Rd 98 SW, Siira Rd SW, Sandy Hill Rd, Co Rd 1 SW, Co Rd 55 NW, Kron St, NE Lobster Dr $1,208
1st St, White Oak Rd NW, Goldenrod Dr, Mary Ln NW, N Lake Miltona Dr NE, Clover Ln NE, Millerville Ave, Co Rd 11 NW, Co Rd 5 NE, Miltona Ave $1,216
Crooked Lake Rd, Zimmel Rd NE, Manor Dr NE, Wildflower Ln, Victoria Ave, Constitution Ct NE, Brigitta Dr NE, Co Rd 10 SE, Ditch Dr NE, Nelson St N $1,034
Arrowwood Dr NW, Co Rd 58 NW, Darling Creek Ln, Highland Cir NW, E Lake Carlos Ln NE, N Park Rd NE, 39th Ave NW, Lees Ct NW, E Lake Cowdry Rd, Eckert St NW $1,515
4th Ave E, Co Rd 157, Kingsview Rd SE, Bluestem Rd, Walsh Dr SE, Yanda Dr SE, Whitetail Ln SE, Steves Rd SE, Maple Dr SE, Pennie Rd SE $1,347

Cost of Douglas County, MN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Forada, MN $155600 40 year old $1,066
Belle River, MN $225000 30 year old $1,286
Henning, MN $67900 New Home $434
Round Prairie, MN $161200 40 year old $1,088
Hartford, MN $153300 Above 50 year old $1,079
Brooten, MN $89900 30 year old $735
Maine, MN $239100 50 year old $1,357
Spring Hill, MN $209800 50 year old $1,269
Flensburg, MN $150000 50 year old $1,056

Douglas County, MN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $3,592 $3,807
$300,000 to $399,999 $2,203 $2,335
$250,000 to $299,999 $1,748 $1,853
$750,000 to $999,999 $4,153 $4,402
$1500,000 to $2000,000 $4,911 $5,206

Cost of Home insurance with Deductible Scenarios in Douglas County, MN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Forada, MN $1,027 $746
Belle River, MN $1,252 $910
Henning, MN $579 $421
Round Prairie, MN $1,047 $761
Hartford, MN $1,018 $740
Brooten, MN $715 $520
Maine, MN $1,291 $938
Spring Hill, MN $1,208 $878
Flensburg, MN $1,005 $730

Douglas County, MN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Douglas County, MN Homeowners Insurance ($)
$100,000 to $124,999 $543
$150,000 to $174,999 $874
$200,000 to $249,999 $1,164
$250,000 to $299,999 $1,748
$750,000 to $999,999 $4,153

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