What Makes Your Durango, CO Home Insurance Cheap or Expensive

Durango, CO homeowners insurance rate is about $1266 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Durango, CO Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Cherokee, Irongate Way, Electra North Rd, Mountain Shadow Dr, Championship Cr, Perro Pl, Antler Dr, Pentstock Ct, Sierra Cir, Mahogany Run $1,410
Hopkins Creek Trail, E Woodcrest Dr, Co Rd 142, Forest Ridge Dr, Wildcat Canyon Rd, Co Rd 141, Deer Trl, Co Rd 208, Locust Ct, Willow Dr $1,751
Co Rd 233, Nusbaum Rd, Valle Escondido Dr, Chelsey Ln, Lamb Post Cir, Co Rd 234A, Cave Basin Ct, Red Ridge Rd, Window Lake Trl, Roach Ranch Rd $1,296
Kingfisher Ct, Co Rd 239, Rosetta Cir, Tierra Vista Dr, Moenkopi Dr, Hilltop Cir, Chinle Pl, Jenkins Ranch, Co Rd 251, E 31st St $1,891
E 3rd St, E 5th St, Geoglein Gulch Rd, Escalante Dr, W 9th St, E 8th St, Co Rd 212, Trestle Rd, Rim Dr, Westwood Pl $1,611

Cost of Durango, CO Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
La Plata County, CO $356700 40 year old $1,518
Durango, CO $321600 30 year old $1,555
Dolores, CO $249500 40 year old $1,382
San Juan County, CO $269400 Above 50 year old $1,462
Arboles, CO $296400 Above 50 year old $1,532
Light Plant, NM $111100 Above 50 year old $799
Dolores County, CO $122000 50 year old $866
Cortez, CO $183000 50 year old $874

Durango, CO Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $2,258 $2,393
$500,000 to $749,999 $1,953 $2,070
$150,000 to $174,999 $478 $506
$300,000 to $399,999 $1,247 $1,322
$250,000 to $299,999 $866 $918

Cost of Home insurance with Deductible Scenarios in Durango, CO | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
La Plata County, CO $1,462 $1,062
Durango, CO $1,514 $1,100
Dolores, CO $1,331 $967
San Juan County, CO $1,378 $1,002
Arboles, CO $1,444 $1,050
Light Plant, NM $753 $547
Dolores County, CO $824 $599
Cortez, CO $832 $604

Durango, CO Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Durango, CO Homeowners Insurance ($)
$1500,000 to $2000,000 $2,669
$1000,000 to $1499,999 $2,486
$250,000 to $299,999 $866
$750,000 to $999,999 $2,258
$150,000 to $174,999 $478

How can I Make My Durango, CO Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Durango, CO