What Makes Your Dutchess County, NY Home Insurance Cheap or Expensive

Dutchess County, NY homeowners insurance rate is about $50-$25,200 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Dutchess County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 96, Co Rd 57, Wayne Dr, Edgewood Ln, Old Killearn Rd, Tower Hill Rd, Sharon Tpke, Woodstock Rd, Co Rd 97, Lovelace Dr 22,320
Woodfield Rd, Patricia Ln, Hidden Brook Dr, Rose Ln, Boxwood Ct, Newbold Dr, Co Rd 16, Peach Rd, Hilltop Rd, Lawrence Rd 4,800
Stissing View Rd, la Terre Rd, Hollow Circle Rd, Jameson Hill Rd, Co Rd 18, Bowmans Glen Ln, Folly Farm Fields Rd, Fiddlers Bridge Rd, Stonehouse Rd, Old Hollow 25,200
N Anson Rd, Beckwith Pl, Shuman Rd, Co Rd 17, Bridle Way, Millis Ln, Field Rd, Goodwin Rd, Conklin Hill Rd, Ariels Way 7,320
Furnace Bank Rd, Nelson Hill, Powder House Rd, Bog Hollow Rd, Co Rte 4, Winding Creek Ln, Lee Ln, Yellow City Rd, Maple Leaf Way, Vickys Way 3,720

Cost of Dutchess County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Millbrook, NY 1992 313,000 913
Ancram, NY 1999 268,500 902
Putnam County, NY 1992 385,600 931
Danbury, CT 2006 317,200 763
Bethlehem Village, CT 2008 304,500 765

Cost of Home insurance with Deductible Scenarios in Dutchess County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
320,400 1,240 1,050

Dutchess County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Dutchess County, NY Homeowners Insurance ($)
Less than $50,000 2,786 4.0 50
Less than $200,000 1,011 1.0 281
Less than $300,000 10,820 18.0 469
More than $300,000 21,164 35.0 726

Dutchess County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$350000-$400000 2,490 2,560

Dutchess County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
248,000 220,000 1,816 1,588 228

How can I Make My Dutchess County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Dutchess County, NY