El Cajon, CA homeowners insurance rate is about $1030 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Shelby View Ct, Hay Ct, Via Diego Ter, Los Amigos Way, Ridgeton Dr, Burkshire Pl, Quail Ter, Sherann Dr, Melrose Ln, Wade Way | $643 |
| Paquita St, Cadoglenn Dr, Bartram Way, Cloverleaf Dr, Hidden Hollow Ct, Heartland Ln, Rebecca Ln, Hidden Mesa Rd, Ellen Ln, Skyline Ln | $690 |
| el Monte Rd, Chatham St, Galway Ct, Westdale Ct, Weers St, Hillsmont Dr, Buena Ter, Dryden Rd, Willis Rd, Batchelder Ct | $593 |
| Corto Ln, Merritt Ct, Kestrel Ct, Cary Ct, Windridge Dr, Fernhill Way, S 2nd St, Crystal Ln, Washington Heights Pl, Shanessey Rd | $774 |
| Poplin Dr, Graham Ter, Organdy Ln, Shantung Dr, la Butte Ln, Bellamont Pass, Cll Fanita, Courtney Ln, Clifford Heights Rd, Mesa Heights Rd | $589 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| La Presa, CA | $348900 | 30 year old | $784 |
| San Diego, CA | $492500 | New Home | $1,088 |
| Alpine, CA | $531500 | 30 year old | $1,004 |
| Pine Valley, CA | $366500 | 50 year old | $1,010 |
| Encinitas, CA | $862300 | 40 year old | $1,590 |
| Pine Valley, CA | $387800 | Above 50 year old | $1,095 |
| Hidden Meadows, CA | $550100 | 40 year old | $1,666 |
| Pauma Valley, CA | $423800 | New Home | $620 |
| Rainbow, CA | $428400 | 40 year old | $1,248 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $1,255 | $1,330 |
| $100,000 to $124,999 | $287 | $304 |
| $750,000 to $999,999 | $1,857 | $1,968 |
| $1000,000 to $1499,999 | $2,045 | $2,168 |
| $300,000 to $399,999 | $1,002 | $1,062 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| La Presa, CA | $764 | $555 |
| San Diego, CA | $1,414 | $1,027 |
| Alpine, CA | $977 | $710 |
| Pine Valley, CA | $961 | $699 |
| Encinitas, CA | $1,531 | $1,113 |
| Pine Valley, CA | $1,032 | $750 |
| Hidden Meadows, CA | $1,605 | $1,166 |
| Pauma Valley, CA | $839 | $610 |
| Rainbow, CA | $1,201 | $873 |
| Coverage Value | Average El Cajon, CA Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $2,195 |
| $500,000 to $749,999 | $1,606 |
| $175,000 to $199,999 | $434 |
| $400,000 to $499,999 | $1,255 |
| $150,000 to $174,999 | $332 |