What Makes Your Elgin, IL Home Insurance Cheap or Expensive

Elgin, IL homeowners insurance rate is about $808 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Elgin, IL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Burton Dr, Moorhead Dr, Preserve Trl, Oak Ridge Blvd, Cheviot Dr, Horizon Dr, Tameling Ct, Cinnamon Ct, New Spaulding Rd, Dyer Dr $972
W Blackberry Ct, Winchester Dr, Ascot Ln, Seneca Ct, English Oak, Adams Ct, Arthur Ct, Heritage Ln, Truman, McKinley Ln $1,036
Ford Ave, Abbeywood Ct, Brunswick Ct, Sawhorse Dr, Chatham Dr, Bridlewood Dr, Hathaway Cir, Landers Dr, Edgartown Ln, McDonough Dr $932
Wakefield Dr, Hiawatha Ct, Angouleme Ln, Fox Path Ln, Cobblers Xing, Bur Oak, Shady Oaks Ct, Dale Dr, Congdon Ave, Martin Dr $1,074
Burns Dr, Natoma Dr, Laurel St, Sadler Ave, Jay St, Aller Ave, Ramona Ave, Saxon Ct, Olive St, Inverness Dr $733

Cost of Elgin, IL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Arlington Heights, IL $340300 40 year old $1,076
Oswego, IL $216500 New Home $683
Bridgeview, IL $164300 50 year old $715
Palos Park, IL $388400 30 year old $1,286
Millington, IL $184200 Above 50 year old $899
Paddock Lake, WI $148800 New Home $492
Adams, IL $167700 30 year old $839
Riverdale, IL $82200 New Home $428
Goose Lake, IL $280900 Above 50 year old $1,061

Elgin, IL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $839 $889
$300,000 to $399,999 $1,829 $1,939
$150,000 to $174,999 $722 $765
$100,000 to $124,999 $515 $545
$200,000 to $249,999 $875 $927

Cost of Home insurance with Deductible Scenarios in Elgin, IL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Arlington Heights, IL $1,036 $753
Oswego, IL $865 $629
Bridgeview, IL $681 $495
Palos Park, IL $1,252 $910
Millington, IL $848 $616
Paddock Lake, WI $640 $465
Adams, IL $817 $594
Riverdale, IL $579 $421
Goose Lake, IL $1,000 $727

Elgin, IL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Elgin, IL Homeowners Insurance ($)
$100,000 to $124,999 $515
$150,000 to $174,999 $722
$250,000 to $299,999 $1,327
$750,000 to $999,999 $3,387
$1000,000 to $1499,999 $3,730

How can I Make My Elgin, IL Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Elgin, IL