What Makes Your Elkhart, IN Home Insurance Cheap or Expensive

Elkhart, IN homeowners insurance rate is about $683 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Elkhart, IN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Wild Cherry Ln, Alex Ln, Mast Dr, Wayne St, Lyndzi Ln, Connecticut Ave, Lowell St, Kreighbaum St, Norman Ct, Frank Ct $866
Jeanwood Dr, Andover Pl, Oakleaf Dr S, Kenmore Ave, Woodside Dr, Cortland Dr, Greenleaf Blvd, Timber Cove, Stone Way, Marguerite Ave $832
E Cobus Dr, Copperfield Ct, Golden Pond Trl, Foxboro Dr, Chevy Chase Dr, Sonnet Dr, Michiana Dr, Starner Ave, State Rd 219, Dover Trace Dr $866
Killian Ln, Courtyard Ln, Plainfield Dr, Centennial Ct, Fern Dr, Plum St, Stoney Creek Dr, Zentz Dr, Ray Dr, Sparkling Spring Trl $762
Diamond Dr, Kennasaw Ct, Goshen Ave, Simpson Ave, Grace Ave, North St, James St, Lusher Ave, Flora Ave, Bryant St $699

Cost of Elkhart, IN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Edwardsburg, MI $78200 Above 50 year old $715
White Pigeon, MI $144500 Above 50 year old $824
Bertrand, MI $176500 Above 50 year old $868
Sodus, MI $137800 40 year old $797
Oregon, IN $111800 50 year old $820
Berrien County, MI $140900 50 year old $786
Oshtemo charter, MI $185700 New Home $550
Avilla, IN $109400 30 year old $794
Laketon, IN $67600 New Home $439

Elkhart, IN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $3,207 $3,399
$750,000 to $999,999 $5,539 $5,871
$150,000 to $174,999 $1,082 $1,147
$1500,000 to $2000,000 $6,549 $6,942
$200,000 to $249,999 $1,630 $1,728

Cost of Home insurance with Deductible Scenarios in Elkhart, IN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Edwardsburg, MI $674 $490
White Pigeon, MI $777 $564
Bertrand, MI $818 $595
Sodus, MI $768 $558
Oregon, IN $781 $567
Berrien County, MI $748 $544
Oshtemo charter, MI $697 $507
Avilla, IN $773 $561
Laketon, IN $612 $444

Elkhart, IN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Elkhart, IN Homeowners Insurance ($)
$100,000 to $124,999 $916
$150,000 to $174,999 $1,082
$1500,000 to $2000,000 $6,549
$500,000 to $749,999 $4,790
$400,000 to $499,999 $3,742

How can I Make My Elkhart, IN Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Elkhart, IN