What Makes Your Elmont, NY Home Insurance Cheap or Expensive

Elmont, NY homeowners insurance rate is about $38-$34,320 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Elmont, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Diamond St, Dauntless Pkwy, Gene Ln, Demille Ave, Kraus Ct, Adele Ct, Lydia Ave, Bauer St, Harriet St, Martha St 21,720
B St, L St, Standard Ave, American Ave, E St, Werns Pl, Hill Ave, Sun Ave, Keller Ave, S Covert Ave 15,240
Crown Ave, Crest Ave, Argo Ave, Kelso Ave, Charlotte Ct, Man O War Ave, Assault Rd, Carnegie Ave, Citation Ave, Star St 34,320
Emporia Ave, Steele St, Praver Pl, Sweetman Ave, Jacob St, Doherty Ave, E Terrace Ave, Selma Pl, Chowan St, Atherton Ave 13,080
Heathcote Rd, Astor St, Kirkby Rd, Baylis Ave, Sterling Rd, Fieldmere St, Froehlich Pl, Croydon Rd, Stanwich Pl, Conway Rd 15,000

Cost of Elmont, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Barnum Island, NY 2004 527,400 814
Plainview, NY 2006 521,300 816
Guttenberg, NJ 2007 341,900 773
Staten Island, NY 2008 449,400 795
Elmwood Park, NJ 1998 391,000 936

Cost of Home insurance with Deductible Scenarios in Elmont, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
404,800 1,150 950

Elmont, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Elmont, NY Homeowners Insurance ($)
Less than $50,000 157 3.0 38
Less than $200,000 53 1.0 303
Less than $300,000 116 2.0 367
More than $300,000 2,989 73.0 574
Less than $100,000 72 1.0 135

Elmont, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400000-$500000 3,557 3,632

Elmont, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
360,000 330,000 2,521 2,123 398

How can I Make My Elmont, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Elmont, NY