Encinitas, CA homeowners insurance rate is about $1550 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Sitio Balvia, Vis Tierra, Cll Tres Vistas, Elfin Forest Rd, Via Di Felicita, la Daphna, Via del Charro, Balboa Pl, Tularosa Ln, Via Las Brisas | $1,626 |
| Ave Castana, Galicia Way, Via Coscoja, Sacada Cir, Via Emerado, Sitio Caucho, Cll Pinon, Corte Ananas, Cll Barcelona, Segovia Way | $1,845 |
| Ave Maravillas, la Crescenta Rd, Cll Dos Lagos, Via de Santa Fe, Cll Feliz, Via Cuatro Caminos, la Cuestas, la Gracia, la Orilla, Los Mirlitos | $2,033 |
| Via Terrassa, Kristen Ct, Forrest Bluff, Fraxinella St, Eugenie Ave, W Bluff Dr, W Bluff Ct, Gloxina St, Woodley Pl, Brae Mar Ct | $1,995 |
| Torrey Dr, Hurstdale Ave, Edwina Way, Windsor Rd, Villa Cardiff Dr, Nolbey St, Lower Lake Ct, Dora Dr, Walnutcreek Dr, Debann Rd | $1,643 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| San Marcos, CA | $455700 | New Home | $880 |
| Winter Gardens, CA | $368300 | 40 year old | $843 |
| Coronado, CA | $1423600 | 40 year old | $962 |
| National City, CA | $345400 | 30 year old | $887 |
| Bonita, CA | $599200 | New Home | $774 |
| Murrieta, CA | $383700 | 50 year old | $1,027 |
| Julian, CA | $338900 | Above 50 year old | $936 |
| Coto de Caza, CA | $958100 | 50 year old | $974 |
| Hemet, CA | $157500 | New Home | $954 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $1,526 | $1,617 |
| $1000,000 to $1499,999 | $1,421 | $1,506 |
| $100,000 to $124,999 | $213 | $226 |
| $400,000 to $499,999 | $872 | $924 |
| $750,000 to $999,999 | $1,290 | $1,368 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| San Marcos, CA | $1,208 | $878 |
| Winter Gardens, CA | $812 | $590 |
| Coronado, CA | $927 | $674 |
| National City, CA | $863 | $627 |
| Bonita, CA | $980 | $712 |
| Murrieta, CA | $978 | $711 |
| Julian, CA | $882 | $641 |
| Coto de Caza, CA | $927 | $674 |
| Hemet, CA | $1,309 | $951 |
| Coverage Value | Average Encinitas, CA Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $319 |
| $1500,000 to $2000,000 | $1,526 |
| $400,000 to $499,999 | $872 |
| $750,000 to $999,999 | $1,290 |
| $100,000 to $124,999 | $213 |