Erie County, NY homeowners insurance rate is about $608 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Ross Rd, Co Rd 62, Skyview Ln, White St, Hardwood Rd, Pritchard Rd, Co Rd 434, Brown Hill Rd, Transit Line Rd, Davis Hill Rd | $741 |
| Davison Rd, Lantana Dr, Maureen Ave W, Pineledge Dr, Shadow Rock Ln, The Pines, Marthas Vineyard Dr, Gunnville Rd, Alexander Dr, Bergtold Rd | $1,306 |
| Lexington Ct, Black Walnut Ct, Amy Leigh, Scottsdale Rd, Ranch View Dr, Greenway Ct, Meadow Rose Ct, Heise Rd, Senate Cir, Cloverleaf Dr | $1,546 |
| Kingsview Rd, Valley Brook Ln, Aspenwood Dr, Knotty Pine Ct, Dutchmill Dr, Yardley Ln, Halston Pkwy, Ascot Cir, Cheshire Ln, Plantation Ct | $1,135 |
| Texas St, Harper Ave, Wood Ave, Cottage Ave, Timber Ave, Dawn Ave, Point Breeze Dr, Waterfront Dr, Coolidge Ave, Granger St | $617 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Evans, NY | $116500 | 50 year old | $996 |
| Harris Hill, NY | $211200 | 40 year old | $695 |
| Lake Erie Beach, NY | $98600 | New Home | $461 |
| Silver Creek, NY | $82100 | Above 50 year old | $620 |
| Shelby, NY | $82600 | New Home | $745 |
| Fredonia, NY | $133200 | Above 50 year old | $989 |
| Rushford, NY | $76200 | New Home | $451 |
| Ridgeway, NY | $89600 | 40 year old | $993 |
| Ellicott, NY | $87600 | 50 year old | $996 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $1,764 | $1,870 |
| $150,000 to $174,999 | $616 | $653 |
| $1500,000 to $2000,000 | $3,759 | $3,984 |
| $250,000 to $299,999 | $1,388 | $1,471 |
| $500,000 to $749,999 | $2,749 | $2,914 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Evans, NY | $948 | $689 |
| Harris Hill, NY | $669 | $486 |
| Lake Erie Beach, NY | $584 | $424 |
| Silver Creek, NY | $585 | $425 |
| Shelby, NY | $932 | $677 |
| Fredonia, NY | $932 | $677 |
| Rushford, NY | $587 | $426 |
| Ridgeway, NY | $957 | $695 |
| Ellicott, NY | $948 | $689 |
| Coverage Value | Average Erie County, NY Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $2,148 |
| $1000,000 to $1499,999 | $3,501 |
| $100,000 to $124,999 | $395 |
| $1500,000 to $2000,000 | $3,759 |
| $300,000 to $399,999 | $1,764 |