Essex County, NJ homeowners insurance rate is about $1096 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Dwight Pl, Barbara Dr, Belair Dr, Lincoln Dr, Shaw Ct, Tobia Pl, Orlando Dr, Holly Dr, Alan Dr, Winfield Ct | $1,232 |
| Carteret Rd, Longview Rd, Winston Dr, Arbor Ct, Penny Rd, Crossbrook Pl, Intervale Rd, Binghamton Ln, Burnet Hill Rd S, Beacon Ave | $1,489 |
| Scott Ter, Gorham Ave, Deerfield Rd, Hemlock Rd, Brighton Ct, Sutton Way, Crestview Hill Rd, Stonehedge Ter, Trafalgar Dr, N Livingston Ave | $1,131 |
| Montview Ave, Gapview Rd, Old Short Hills Rd, Adams Ave, Haddonfield Rd, Jefferson Ave, Taft Dr, Short Hills Ave, Denman Ct, Moraine Pl | $2,457 |
| Cypress Ave, Kenwood Ct, Aspen Dr, Farmstead Rd, Eton Dr, Rickland Dr, Deer Trail Rd, Blackberry Ln, Acorn Pl, Dupont Dr | $1,559 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Kearny, NJ | $318700 | 30 year old | $1,016 |
| Wyckoff, NJ | $724100 | 50 year old | $1,181 |
| Bergenfield, NJ | $344500 | 40 year old | $826 |
| West Milford, NJ | $283100 | 30 year old | $859 |
| Bridgewater, NJ | $471900 | Above 50 year old | $1,511 |
| Hillburn, NY | $298800 | Above 50 year old | $1,252 |
| Kensington, NY | $1237700 | 30 year old | $1,122 |
| Thornwood, NY | $599200 | 30 year old | $2,733 |
| Farmingdale, NJ | $282100 | 40 year old | $1,031 |
| Somers, NY | $494600 | 50 year old | $875 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $1,482 | $1,571 |
| $200,000 to $249,999 | $626 | $664 |
| $500,000 to $749,999 | $1,897 | $2,011 |
| $150,000 to $174,999 | $437 | $464 |
| $175,000 to $199,999 | $538 | $570 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Kearny, NJ | $989 | $718 |
| Wyckoff, NJ | $1,124 | $817 |
| Bergenfield, NJ | $796 | $578 |
| West Milford, NJ | $836 | $607 |
| Bridgewater, NJ | $1,424 | $1,035 |
| Hillburn, NY | $1,181 | $858 |
| Kensington, NY | $1,092 | $794 |
| Thornwood, NY | $2,661 | $1,934 |
| Farmingdale, NJ | $993 | $722 |
| Somers, NY | $833 | $605 |
| Coverage Value | Average Essex County, NJ Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $879 |
| $1000,000 to $1499,999 | $2,416 |
| $100,000 to $124,999 | $266 |
| $400,000 to $499,999 | $1,482 |
| $175,000 to $199,999 | $538 |