Fair Oaks, CA homeowners insurance rate is about $1084 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Arbardee Ln, Round Table Ct, Winding Woods Way, Kentwood Ln, Rivendell Ln, Tondela Way, Gunner Way, Roediger Ln, Riva Ridge Dr, Determined Ct | $746 |
| Ramstad Ave, Tarmac Way, Summit View Ln, Approach Ct, Windsock Ave, Vista del Rio Ave, Phoenix Ave, Tucson Cir, Trimotor Ct, Tarmac Ct | $661 |
| Ridgetop Ct, Bella Ln, Cozzins Ct, Sir Lancelot Ln, Rick Mary Ct, Blanchard Ct, Nihoa Ct, Livoti Ave, Willowcrest Way, Maro Way | $740 |
| Ridgepark Ct, Palisade Way, Tierra Way, Westover Ct, Ward Ln, Trailside Dr, Vasos Way, Shady Oak Way, San Nita Way, Andrew Alan Ln | $1,150 |
| Smallwood Ln, Concord Dr, Siesta Ln, Temescal St, Deerwood Ct, Toyon Ave, Amalfi Way, Glen Bar Way, Wildbriar Ln, Hill St | $1,557 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Citrus Heights, CA | $246600 | 30 year old | $703 |
| Mather, CA | $306900 | Above 50 year old | $857 |
| Penryn, CA | $462600 | 50 year old | $1,451 |
| Auburn Lake Trails, CA | $340200 | 50 year old | $931 |
| Herald, CA | $416700 | 40 year old | $1,192 |
| Plumas Lake, CA | $269400 | Above 50 year old | $730 |
| Woodbridge, CA | $341100 | Above 50 year old | $942 |
| Grizzly Flats, CA | $212100 | Above 50 year old | $699 |
| El Dorado County, CA | $405900 | 40 year old | $1,065 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $731 | $775 |
| $750,000 to $999,999 | $1,897 | $2,011 |
| $400,000 to $499,999 | $1,282 | $1,359 |
| $100,000 to $124,999 | $239 | $253 |
| $1000,000 to $1499,999 | $2,089 | $2,215 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Citrus Heights, CA | $684 | $497 |
| Mather, CA | $808 | $587 |
| Penryn, CA | $1,381 | $1,004 |
| Auburn Lake Trails, CA | $886 | $644 |
| Herald, CA | $1,148 | $834 |
| Plumas Lake, CA | $688 | $500 |
| Woodbridge, CA | $888 | $645 |
| Grizzly Flats, CA | $659 | $479 |
| El Dorado County, CA | $1,025 | $745 |
| Coverage Value | Average Fair Oaks, CA Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $531 |
| $300,000 to $399,999 | $1,074 |
| $175,000 to $199,999 | $447 |
| $750,000 to $999,999 | $1,897 |
| $150,000 to $174,999 | $410 |