What Makes Your Fairbanks, AK Home Insurance Cheap or Expensive

Fairbanks, AK homeowners insurance rate is about $800 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Fairbanks, AK Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Highlander Dr, Army Man Dr, Rayburn Dr, Summer St, Lukas Ln, Vernal St, City Lights Blvd, Old Chena-Hot Springs Rd, Pay Streak Dr, Autumn Dr $789
Crossman Rd, Air Park Dr, Denali Ln, Capricorn St, Iliamna Pl, Rj Loop, Yankovich Rd W, Yankovich Rd, N Chandalar Dr, Fleshman St $1,077
N Old Richardson Hwy, Discovery Dr, Hughes Ave, Eula St, Lakeview Dr, Worrell Ave, Armitstead Way, Sanduri St, Royal Rd, Hardland Ave $788
Orca Ct, Layette Ct, Erwin Ct, Freeman Rd, 600th St, 602nd St, Pine St, Sansapon Ct, F St, Apple Rd $829
N Cushman St, Erceg St, Kathryn Ave, Boundary St, Austin St, Blanche Ave, Driveway St, Wedgewood Dr, Well St, Ina St $710

Cost of Fairbanks, AK Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Van Horn, AK $18800 40 year old $177
Farmers Loop, AK $273400 30 year old $963
North Pole, AK $216700 30 year old $870
Ester, AK $257700 Above 50 year old $968
Moose Creek, AK $200700 50 year old $859
Salcha, AK $212800 40 year old $872
Harding Birch Lakes, AK $157000 Above 50 year old $772

Fairbanks, AK Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $1,129 $1,196
$400,000 to $499,999 $2,008 $2,128
$1000,000 to $1499,999 $3,273 $3,469
$500,000 to $749,999 $2,570 $2,724
$750,000 to $999,999 $2,971 $3,150

Cost of Home insurance with Deductible Scenarios in Fairbanks, AK | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Van Horn, AK $171 $124
Farmers Loop, AK $938 $681
North Pole, AK $847 $615
Ester, AK $913 $663
Moose Creek, AK $818 $595
Salcha, AK $840 $610
Harding Birch Lakes, AK $728 $529

Fairbanks, AK Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Fairbanks, AK Homeowners Insurance ($)
$200,000 to $249,999 $767
$300,000 to $399,999 $1,582
$150,000 to $174,999 $542
$100,000 to $124,999 $431
$1000,000 to $1499,999 $3,273

How can I Make My Fairbanks, AK Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Fairbanks, AK