What Makes Your Fairbanks, AK Home Insurance Cheap or Expensive

Fairbanks, AK homeowners insurance rate is about $106-$12,960 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Fairbanks, AK Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Highlander Dr, Army Man Dr, Rayburn Dr, Summer St, Lukas Ln, Vernal St, City Lights Blvd, Old Chena-Hot Springs Rd, Pay Streak Dr, Autumn Dr 4,320
Crossman Rd, Air Park Dr, Denali Ln, Capricorn St, Iliamna Pl, Rj Loop, Yankovich Rd W, Yankovich Rd, N Chandalar Dr, Fleshman St 8,880
N Old Richardson Hwy, Discovery Dr, Hughes Ave, Eula St, Lakeview Dr, Worrell Ave, Armitstead Way, Sanduri St, Royal Rd, Hardland Ave 2,400
Orca Ct, Layette Ct, Erwin Ct, Freeman Rd, 600th St, 602nd St, Pine St, Sansapon Ct, F St, Apple Rd 12,960
N Cushman St, Erceg St, Kathryn Ave, Boundary St, Austin St, Blanche Ave, Driveway St, Wedgewood Dr, Well St, Ina St 600

Cost of Fairbanks, AK Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Van Horn, AK 1984 28,600 1,236
Farmers Loop, AK 2005 252,800 1,097
Fox, AK 2002 181,700 1,066
North Pole, AK 2002 205,500 1,088
Ester, AK 1989 187,400 1,320

Cost of Home insurance with Deductible Scenarios in Fairbanks, AK | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
208,300 1,000 840

Fairbanks, AK Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Fairbanks, AK Homeowners Insurance ($)
Less than $50,000 186 4.0 106
Less than $200,000 335 7.0 496
Less than $300,000 654 14.0 1,250
More than $300,000 492 10.0 1,587
Less than $100,000 51 1.0 425

Fairbanks, AK Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 517 572

Fairbanks, AK Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
133,000 120,000 439 673 -234

How can I Make My Fairbanks, AK Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Fairbanks, AK